Tag: Garland independent insurance agents

The Top 5 Causes of Home Fires

Last week was National Fire Prevention Week. Most fire officials across north Texas and the nation focus on fire prevention for the entire month. A ceremony lead by The Hispanic Firefighters Association kicked off National Fire Prevention Week in Dallas to honor the 17 Texas firefighters who lost their lives in the line of duty this year. Special recognition was given to remembering Kenny Harris who died fighting the fire in the West Fertilizer Company plant explosion and Stanley Wilson who was crushed fighting a condominium fire in Dallas.

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What Kind of Car Insurance Covers a Fire?

You’re driving your new car on LBJ freeway in Dallas, headed to D/FW Airport to catch a flight out of town. You smell smoke and notice people are looking at you funny and maybe even waving as they pass. Your car loses power but you’re able to locate a safe place to pull over. Your car’s on fire! You grab your cell phone, dial 911, and wait for the Dallas Fire Department to arrive.

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Aluminum Wiring and The Dream House

I got a call from my realtor friend, John Brooks of JP and Associates, a couple of weekends ago. John was helping a young couple with their first home and they’d just received the inspection report. Everything about the home was perfect except for one thing: it was wired with aluminum wiring.

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Changes to the Texas Move Over Law

The Texas State legislature passed the original Move Over law in 2003. It was designed to protect all law enforcement officers, emergency vehicles, and first responders from being struck by a driver when working on the side of a road or highway. The law requires any driver approaching a stopped emergency vehicle with lights activated to slow down or move over one lane.

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The Cost of the Colorado Flood to Home Owners

The people affected by the recent Colorado floods have begun the process of rebuilding their lives as the water recedes from their homes, farms, and businesses. Many were stunned to learn their losses aren’t covered by their home owner’s policy and are wrestling with the financial implications of that news. Most people don’t know that no home insurance policy cover’s flood damage, only a flood policy does that.

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Dallas County Tops in Texas with Uninsured Drivers

The Texas Department of Insurance recently released a report detailing the number of people driving without coverage. The good news is the number of Texans driving without car insurance is still lower than it was a few years ago when it was over 20% of all Dallas drivers. The current figures show 1 in 6 people on Dallas roadways don’t have car insurance and this number is even higher than it was last year.

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Lessons from the Colorado Floods

The rain started falling in Colorado on Wednesday, September 11th. It rained, and rained, and continued to rain over the next several days. The rain on the 12th was particularly heavy when 4 to 6 inches of rain fell in less than a 12 hour period. In some places over 15 inches of rain fell during the multi-day storm. The creeks and streams rose and rivers overflowed their banks. According to the Colorado Division of Water Resources, water in many of the rivers and creeks had flows of over 1,000% than normal levels at the height of the flooding.

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