Garland independent insurance agents Archives - Page 17 of 36

The Most and Least Stolen Vehicles

Every 43 seconds a vehicle is stolen in the US. That works out to about 3,000 vehicles a day or almost a million every year. Many of the cars stolen are older car models made in 1990’s through early 2000’s. That’s changing as crooks become smarter and use technology enabling them to defeat electronic locks and anti-theft measures. Some of the technologies even allow them to start your car without a key by using an electronic device that interacts with your car’s computer and start it tapping a screen.

Preventing a Holiday Home Break In

Black Friday has come and gone but holiday shopping is in full swing as we count down the days until Christmas. Just in case you were wondering, you have 22 shopping days left to find the perfect gifts for your loved ones. I love the holiday season. There is nothing like seeing the lights and decorations on peoples’ homes, the sounds of music and laughter, and even the scents of cookies baking or a Christmas tree in its stand.

Avoid A Holiday Car Break In

The Thanksgiving meal is over and the shopping season is beginning. Are you going to join the throngs of shoppers and brave the malls to find the perfect gifts for family, friends and loved ones? If so, let’s consider a question and reminder that can make this holiday season more enjoyable and help reduce your likelihood of being victimized.

Unethical Insurance Agent Practices

A few weeks ago, an insurance broker made the national news. His name is Jerry Goldman and he was the insurance broker for Tom Hanks and his wife Rita Wilson. Goldman pleaded guilty to mail fraud for overcharging Hanks and Wilson hundreds of thousands of dollars in excess premiums. Over a 13 year period, Jerry Goldman inflated premiums as much as 600% and presented phony invoices to hide the overcharges. He was sentenced to 27 months in prison and ordered to pay about $840,000 in restitution.

A Couple’s Life Insurance Criteria

I met with a young couple six months ago. They were expecting their first child and the husband wanted to talk about life insurance. The arrival of a child is a time when many couples explore life insurance and I was honored and delighted to be consulted to assist them.

Usage Based Car Insurance

When I talk with someone about Texas car insurance I cover a number of items with them including the kind of vehicles they have, who drives which one, and how the cars are driven (see http://50.87.248.161/~wiseinsu/what-type-of-driver-are-you/). Add to this data a person’s credit or insurance score along with their accident and ticket history and I’m able to provide any Texan with an accurate car insurance quote.

The Home Fire and the $20,000 Fire Department Bill

On August 12th, Justin and Kasia Purcell of Surprise, Arizona were away from their home and staying with relatives while awaiting the birth of a child. They received a call that night from a neighbor letting them know their home was on fire. They drove the 45 minutes home after that call and arrived to find firefighters putting out the flames to what had been their home. It was a total loss and no one knows what caused the blaze.

My Search for Affordable Health Insurance: Decision Time!

My search for health insurance has been interesting to say the least. Until this year, it’s been a relatively easy task; place a call to my broker, have her provide me with quotes, review the plans, pick a plan, pay the bill each month, and forget about it for another year. All that changed this year with the Affordable Care Act.

Distracted Driving and Google Glass

About two weeks ago, Cecilia Abadie of Temecula, California, was issued a speeding ticket by a California Highway Patrolman. That’s not unusual, but what followed may be the first ticket of its kind in the country. The CHP officer noted Abadie was wearing Google Glass and gave her a second ticket which is usually reserved for drivers who may be distracted by a video or TV screen.

Credit’s Impact on Your Insurance

I was helping a new client with his home insurance earlier this week. I’d made the final modifications to the application and sent it to him to be electronically signed. We reviewed it together by phone and he wanted to ask a couple of questions about a notice on the last page of the application. The notice mentioned he had not received the “best” pricing due to a couple of items that were returned on his insurance score including inquiries.

Tag: Garland independent insurance agents

The Most and Least Stolen Vehicles

Preventing a Holiday Home Break In

Avoid A Holiday Car Break In

Unethical Insurance Agent Practices

A Couple’s Life Insurance Criteria

Usage Based Car Insurance

The Home Fire and the $20,000 Fire Department Bill

My Search for Affordable Health Insurance: Decision Time!

Distracted Driving and Google Glass

Credit’s Impact on Your Insurance

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