People who live in the counties along the Texas coast usually have a policy that’s unfamiliar to most homeowners in north Texas. In addition to home insurance, most homeowners in the coastal counties of Texas will also have a separate wind insurance policy. This policy specifically addresses damage to a home caused by high winds normally associated with a hurricane.
Hurricane season runs from June 1 through the end of November. Hurricane forecasters at the National Oceanic and Atmospheric Administration are predicting a busy hurricane season. If you’re not prepared, now’s a great time to prepare instead of waiting until a storm is bearing down on your section of the Texas Gulf Coast, or where ever you happen to live.
As Hurricane Sandy bears down on the east coast, I’m reminded how important it is to be prepared for a natural disaster. It doesn’t have to be a hurricane that forces an evacuation. The disaster could be a flood (remember what happened in the Midwest last year), wildfires (Texas last year), hurricanes (Katrina, Ike, & Sandy), tornadoes (Joplin, Missouri & Tuscaloosa, Alabama) or an earthquake.
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