Frisco independent insurance agents Archives - Page 26 of 30

A Speeding Ticket’s Impact on Car Insurance

I’ve worked with several people over the past few days quoting their car insurance. Ultimately we’re hoping to provide equal or better coverage for them for less money than they’re currently paying. I’ve been able to save several of them anywhere from $100 to $1,000 a year. There were two we couldn’t help. For them, it would have cost them more to have me write their car insurance than to stay with their current insurance company. I told them to stay with their current insurance company. The reason was ticket activity.

The Tornado, The Mattress, & The Claim

?During the days of May 3 through 6 in 1999, Oklahoma, Arkansas, Kansas, Texas and Tennessee experienced a huge tornadic event. Approximately 66 storms swept through these States. The most devastating was an F5 level tornado that struck Oklahoma City and the surrounding suburbs of Bridge Creek, Moore, Del City, Tinker Air Force Base, and Midwest City. The storm claimed the lives of 48 people and caused $1.1 Billion in damage. Many homes were wiped clean, leaving only rubble strewn slabs of which most were warped by the suction of the funnel.

Should Our Taxes Pay For Consumer Protection?

?Texas funds two insurance related agencies through our property taxes and other taxes that are levied on individuals and businesses; The Texas Department of Insurance and The Texas Office of Public Insurance Counsel. The roles of these two agencies differ in some key areas and converge where most Texans are concerned.

Are There Gaps in Your Car Insurance?

?Think your car policy covers everything? It may or it may not. Most car insurance policies have exclusions written into them, however I can probably count on one hand the number of clients I have who read their policies. Your policy is typically mailed or emailed to you when you get a new policy or when your policy renews.

Sinkholes and Texas Home Insurance

?On the evening of March 1, 2013, a sinkhole opened up under the home of Jeff Bush in Seffner, Florida. It opened in a matter of seconds resulting in the floor underneath Bush’s bedroom giving way. Attempts to rescue Bush failed and he was presumed dead in the days that followed. The home was demolished a few days later.

Avoiding Identity Theft During Tax Season

It’s tax season! If you haven’t already filed, you have 38 more days before it’s due. For most filers, this is a busy time. I’m pulling my information together and organizing it for my CPA to make his job a little easier when we meet next week. This is also a busy time for identity thieves. While they never rest, they love this time of year. The amount of data on our returns is truly amazing.

Dashboard Technologies & Distracted Driving

?My first car was a 1972 Ford Maverick. It had crank windows, an in-line 4 cylinder engine, and a push button radio. It was a medium blue and had been repaired after being in a wreck. Paint could be seen in the wheel wells where it hadn’t been taped off well. The dashboard was as basic as the car. It only had a speedometer, gas gauge, and temperature gauge.

Does Home Insurance Cover Meteor Damage?

On Friday, February 15th, a meteor entered the earth’s atmosphere at approximately 9:20 a.m. above Chelyabinsk, a town of about 1 million inhabitants in central Russia. The 50 foot wide, 7,700 ton meteor caused a blinding flash of light as it traveled at 40,000 miles per hour or over 52 times the speed of sound. Most of the meteor’s energy was consumed in the upper atmosphere about 9 miles above the earth’s surface. The energy released in the upper atmosphere was equivalent to at least 20 atomic bombs about the size of one exploded above Hiroshima.

How Are Independent Insurance Agents Different?

I was helping a young couple in January with their home insurance. They were buying their first home in Dallas. It was an exciting and terrifying time for them. It was rewarding for me to help them find an affordable solution that lowered their monthly payments from what they’d been quoted by the wife’s parent’s agent.

A Renter’s Pet and its Impact on Your Rental Property Policy

?One of my clients who lives in the mid cities area of D/FW called me last fall. Her parents were moving from El Paso to live near her. The El Paso home the parents had lived in had been rented out to a family. Everything had gone smoothly until the drive-by inspection by their insurance company.

Tag: Frisco independent insurance agents

A Speeding Ticket’s Impact on Car Insurance

The Tornado, The Mattress, & The Claim

Should Our Taxes Pay For Consumer Protection?

Are There Gaps in Your Car Insurance?

Sinkholes and Texas Home Insurance

Avoiding Identity Theft During Tax Season

Dashboard Technologies & Distracted Driving

Does Home Insurance Cover Meteor Damage?

How Are Independent Insurance Agents Different?

A Renter’s Pet and its Impact on Your Rental Property Policy

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