Tag: Frisco independent insurance agents

Home Insurance and Rising Home Prices

The Dallas Morning News published an article on Friday, March 7th on the rising home prices of close in Dallas neighborhoods. In 12 months, prices have skyrocketed to historic highs while inventory of homes available for sale are at a 20 year low. Traffic at open houses has jumped and many sellers are receiving multiple offers for their home with most above the asking price. People who would normally be in the market to sell their house and move up are sitting on the sidelines for fear of not being able to find a home before they sell theirs.

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How Much Commercial Liability Insurance Do You Need?

On the afternoon of April 17, 2013 a fire broke out at the West Fertilizer Company in West, Texas, a town located a little more than an hour’s drive south of Dallas and Fort Worth on Interstate 35. The first responders to the fire included 10 members of the West Volunteer Fire Department, along with 2 other people who pitched in to help. At 7:50 that evening, an explosion rocked the West Fertilizer Company killing 15 people including the 12 people who responded to the fire and injuring about 200 people in town.

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Car Insurance Claim and Third Party Parts

I received a call from a client last year. She’d been in an accident and like most people I’ve worked with, wanted to know what to do. I confirmed she was not physically hurt, we reviewed what had happened, provided her with her car insurance policy number and the phone number for claims, then outlined a plan on how to best proceed. She drives a Lexus RX series so she had the car delivered to the shop of her choice which she gets to do according to Texas state law.

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5 Home Insurance Options Worth Considering

I’m helping a number of people across the Dallas / Fort Worth area review and evaluate their home insurance. Rates across north Texas have sky rocketed over the last 2 years and each family is looking for ways to reduce their expenses without sacrificing coverage. Invariably, one of the things I’ve discussed with each family is which options they want their home policy to include. Here are the 5 options I recommend they keep or add to their home insurance policy.

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IIHS Booster Seat Ratings

Finding the right booster seat for your child when they’ve outgrown their car seat is a lot easier with the Insurance Institute for Highway Safety (IIHS) annual rankings. The IIHS began ranking car seats in 2008 because their research showed most booster seats weren’t doing a good job of consistently or correctly positioning safety belts for children 4 to 8 years old. An improperly fitted seat belt can injure a child in an accident.

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An Introduction to Home Insurance

I’m currently working with several Dallas area families on their home insurance. These families include three families who are wanting me to evaluate their current insurance and see if we can provide them with lower cost insurance options than they currently have. The other two are first time home buyers that were referred to me. They want me to find the right level of insurance for them, save them money, and educate them in the process.

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Commercial Insurance and Terrorism Coverage

On a day in September with a clear blue sky over New York City where most people were going about their day dropping kids off at school, getting to work, and tackling the tasks on their to do lists, our lives were forever changed. American Flight 11 and United’s Flight 175 crash into the twin towers roughly 14 minutes apart. 37 minutes later …

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Side Impact Tests for Child Car Seats

?Car seats have been designed to protect a child from injury and death when the vehicle they’re riding in is involved in an accident. Since their introduction, car seats have saved thousands of children’s lives.

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Condo Insurance and Mortgage Underwriters

This past week I helped a new client with condo insurance for his new home. The condo is in a high rise condominium tower located in the Turtle Creek area of Dallas. It’s beautiful and the view is amazing. He’s very excited and has been wonderful to work with. There was one little issue we had to work through involving the amount of insurance for his new home and what the mortgage underwriters would approve. It was an interesting conundrum.

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