Frisco home insurance Archives - Page 14 of 14

Jewelry, Artwork & Collectibles; Does your home policy cover these?

?Early in my career I met with a client to review the changes we’d made to her homeowner’s policy. She’d completed a remodeling project so we updated the amount of coverage on her home. She gave me a tour of her home and then we sat down at the dining room table to review the policy changes. There were 4 beautiful paintings hanging on the walls and I asked her if they were originals. With pride, she beamed they were. The value of the paintings was about $32,000.00. We had discussed everything else except the artwork.

14 Steps to reduce your odds of being burglarized

Two weeks ago, we looked at the importance of having a home inventory. Having one helps any insured renter or homeowner be fully and accurately reimbursed for their contents if they’ve been burglarized or experience a loss from a fire or natural disaster. We followed up that post with what to do if you’ve been broken into. Avoiding being broken into is better yet.

Here are 14 steps you can take to reduce your odds of being burglarized by making it harder for a burglar, as published by the Dallas Police Department.

You’ve been broken into! Now what?

At the end of a long day at work, you arrive home ready for a warm meal and a little down time. Instead, you find you’ve been broken into. Think! What do you do?

The importance of having a home inventory

client called me the other day to let me know she’d been robbed. She had arrived home to find her home had been broken into and several things taken. We reviewed what information she’d provided to the police, her home insurance deductible, and measures she could take in the coming days to potentially recover her valuables. As I think of her experience there are a couple of topics I’d like to cover over several blog postings including

What’s an umbrella policy & who needs one?

The answers are, “An excess liability policy,” and “It depends.” Before we get into who needs one, let’s really outline what an umbrella policy is, what you need to have in order to get one and then who we advise have one.

Two ways a town home can be insured

?Is a town home a house, a condo or something else? Since we’re discussing it from an insurance standpoint (we’ll ignore the real estate perspective), town homes can be viewed as;

A single family home (yes, even if it’s connected on both sides to neighbors)
It can also be viewed as a condo

3 things you can do to prevent your car being broken into

?The Thanksgiving meal is over and the shopping season is beginning. Are you going to join the throngs of shoppers and brave the malls to find the perfect gifts for family, friends and loved ones? If so, let’s consider a question and reminder that can make this holiday season more enjoyable and help reduce your likelihood of being victimized.

Tag: Frisco home insurance

Jewelry, Artwork & Collectibles; Does your home policy cover these?

14 Steps to reduce your odds of being burglarized

You’ve been broken into! Now what?

The importance of having a home inventory

What’s an umbrella policy & who needs one?

Two ways a town home can be insured

3 things you can do to prevent your car being broken into

Personal

Life

Business

Professional Liability

Follow Us

Newsletter