I was helping a new client with his home insurance earlier this week. I’d made the final modifications to the application and sent it to him to be electronically signed. We reviewed it together by phone and he wanted to ask a couple of questions about a notice on the last page of the application. The notice mentioned he had not received the “best” pricing due to a couple of items that were returned on his insurance score including inquiries.
In case you missed it National Teen Driving Week occurred two weeks ago. The goal of National Teen Driving Week is to improve teens driving safety by getting parents and teens working together. This year’s focus, “5 to Drive” was designed to start at least one conversation between parents and teens on safe driving habits. My hope is that there would be multiple conversations between teens and parents on driving. As a dad who’s helped raise three sons during their driving education process, I can attest there will be multiple opportunities to discuss all of the topics the National Highway Traffic Safety Administration (NHTSA) suggests.
The Dallas Morning News published an article in February 2010 of insurance don’ts that I filed away because it’s worthy of being repeated. This list applies to both car and home insurance claims, so let’s take a look at 7 things to avoid doing.
Allstate Insurance Company recently released their annual list of cities with the best and worst drivers. Sadly, no city in Texas was included in the top 10 list for best or safest drivers. The only good news is no city in Texas made it in the top 10 of worst drivers either.
More people are buying new cars as we continue to see the U.S. economy slowly improving. These new car buyers are replacing older cars that they’ve driven longer. Another factor that’s helped people move forward with new car purchases are the low interest rates we’ve enjoyed the past several years.
The Texas Legislature wrapped up their business earlier this year with 4 new laws all Texas drivers need to know about. The laws are intended to save lives and make our road ways safer for drivers and our kids. All of them went into effect on September 1.
You’re driving your new car on LBJ freeway in Dallas, headed to D/FW Airport to catch a flight out of town. You smell smoke and notice people are looking at you funny and maybe even waving as they pass. Your car loses power but you’re able to locate a safe place to pull over. Your car’s on fire! You grab your cell phone, dial 911, and wait for the Dallas Fire Department to arrive.
The Texas State legislature passed the original Move Over law in 2003. It was designed to protect all law enforcement officers, emergency vehicles, and first responders from being struck by a driver when working on the side of a road or highway. The law requires any driver approaching a stopped emergency vehicle with lights activated to slow down or move over one lane.
You are in your car, stopped at a red light patiently waiting for it to turn green so you can get to your destination. A car zooms up behind you and rear ends you. Maybe the driver wasn’t paying attention, was texting, or some other equally frustrating reason the driver didn’t stop. You know your car sustained significant damage just from the force of the impact.
Several months ago, a friend of mine called. Tom, not his real name, and his buddy had traveled to San Antonio for a guy’s trip a couple of weekends earlier. Tom drove through a construction zone where there was a lane shift followed by a traffic light. Based on the location of the light, he mistakenly thought he was supposed to stop about 40 yards away. He ended up passing through the intersection and was struck by a car that had a green light. It was his fault.
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