Tag: Farmers Insurance

How Are Independent Insurance Agents Different?

I been working with several young couples on their home and car insurance. They have several things in common with each other; they are buying their first home and I’m the first independent insurance agent they’ve ever worked with. In each case, the individual or couple have asked me one of two questions as we completed the applications for their policies; do they pay me for the service I’ve provided or will I be their agent after the policies are written?

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Texas Insurance Update for 2013

Every year, I like to review the current state of personal insurance for Texas. Personal insurance is what most individuals and families concern themselves with. It includes car, home (condo & town homes), renters, and umbrella insurance policies. The goal is to help most people keep their finger on the pulse of what’s happening. An informed consumer is a powerful force!

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How Are Independent Insurance Agents Different?

I was helping a young couple in January with their home insurance. They were buying their first home in Dallas. It was an exciting and terrifying time for them. It was rewarding for me to help them find an affordable solution that lowered their monthly payments from what they’d been quoted by the wife’s parent’s agent.

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What’s happening to Texas home insurance rates?

?On July 28th The Dallas Morning News reported Farmers Insurance was seeking to raise home insurance rates an average of 15% statewide. This was Farmers second increase for 2012. The first homeowners increase was announced on March 16 and was an average of 10%. If the Texas Department of Insurance accepts the second increase, the combined average increase will be 25%.

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