Tag: excess liability

Commercial Insurance and Excess Liability Coverage

I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.

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Umbrella Insurance Pricing Factors

I met with a client earlier this week for coffee at a Starbucks in Frisco. One of the topics she wanted to discuss was her and her husband’s umbrella insurance policy. Her two questions were did they have enough coverage and what factors influenced the policy’s rate. I thought they were excellent questions and should be addressed as separate posts in our blog.

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Commercial Insurance Implications from West, Texas

ast week we looked at the insurance lessons we could learn from the fertilizer plant explosion in West, Texas on April 17th. The explosion destroyed the plant, killed 15 people, injured 200 and damaged or destroyed 350 homes, a school, an apartment building and a nursing home. Preliminary estimates of the damage and destruction were pegged at $100 million.

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