Tag: east Dallas independent insurace agents

When is a New Car Covered by Your Insurance Policy?

Sheri and I were returning to Dallas after visiting family in Birmingham for Thanksgiving. A friend and client called me on my cell phone. Since it was Saturday, that usually means a couple of things such as they need help with a claim or a copy of their ID card because they’re getting their car inspected. In this case, it was neither, she was in the process of buying a new car, and before driving off the lot with her new car, the finance manager wanted to confirm she has a current and active car insurance policy.

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Why Small Businesses Should Care About Net Neutrality

Net neutrality, in pure layman’s terms, simply means a small business owner like myself gets the same access to people on the internet as large companies, such as Netflix, YouTube, eBay, etc. do. There’s no super-fast internet lane for them that they’ve paid for while Wise Insurance Group, Richardson Bike Mart, Hypnotic Donuts, or other small businesses are relegated to a poorly paved country road. Not only could millions of other small businesses be pushed onto a slow lane, we could potentially be blocked by an internet service provider such as AT&T, Comcast, or Time Warner, because we didn’t pay extra for access while a larger company did.

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Babies and Car Seat Safety

Discovering you’re going to have a baby is one of the most exciting things ever experienced. It may seem like the day will never arrive, but the time passes very quickly in getting the nursery ready, picking out names, getting clothing, finding the right stroller, and beginning to plan what hopes and dreams you have for your son or daughter.

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Detecting and Preventing a Home Fire

Last week was National Fire Prevention Week. While the number of structure fires is down by 10% from 2013, there were still over 1.3 million fires reported, or one every 65 seconds. Every 2 hours and 42 minutes, a person dies from a fire, which is up by 13.5% in 2013. There were over 3,200 fire deaths last year, of which, 3 out 5 may have been averted had there been a working smoke alarm in the home. Even where smoke alarms were present, 23% of all home fire deaths were attributed to smoke alarms that didn’t make a peep.

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Car Insurance and Autonomous Cars

Autonomous or driverless, cars have been in the news a lot in the past few weeks. General Motors CEO Mary Barra announced in early September Cadillac will introduce a model in 2016 which will be equipped with its Super Cruise technology. Super Cruise provides, at least initially, the ability for the car to drive itself on the freeway by handling the duties of accelerating, braking, and steering the car.

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Dallas County Leads Texas with Uninsured Drivers

If you live in Texas and are even a little curious as to which county leads the state with the highest number of uninsured drivers, here’s your answer. Dallas County continues to be number 1 in this inauspicious category as it has for at least the last 3 years.

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Home Insurance and Second Homes

Sheri and I went backpacking in Colorado last week for our vacation. It was wonderful to get out of the 100 degree temps in Dallas and enjoy some milder weather, the mountain views, and the challenge of breathing while lugging a pack up a 13,000 foot pass. Before, and after, our two person tent became our abode for three nights, we stayed in a condo. Like many condos in Colorado’s ski areas, this one is a family’s second home, and it led me to think about home insurance for second homes.

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