On a day with a clear blue sky dotted with the occasional puffy white cloud, Sheri and I hoisted our backpacks and headed up the Four Pass Loop Trail in Colorado. We love backpacking, and this trip promised to be enjoyable and a little challenging, while providing a week’s escape from the August heat in Dallas.
If you live in Texas and are even a little curious as to which county leads the state with the highest number of uninsured drivers, here’s your answer. Dallas County continues to be number 1 in this inauspicious category as it has for at least the last 3 years.
Sheri and I went backpacking in Colorado last week for our vacation. It was wonderful to get out of the 100 degree temps in Dallas and enjoy some milder weather, the mountain views, and the challenge of breathing while lugging a pack up a 13,000 foot pass. Before, and after, our two person tent became our abode for three nights, we stayed in a condo. Like many condos in Colorado’s ski areas, this one is a family’s second home, and it led me to think about home insurance for second homes.
If you have a son or daughter heading off to college, you’re in the midst of getting everything together, packed, and ready to either take them to school or preparing them to head off on their own. As busy are you may be right now, there are a couple of car insurance related topics that are worth taking a few moments to examine as a parent, and to talk about with your son or daughter before they step onto campus.
No one wants to pay more for their car insurance than needed. This is why many people volunteer their cars have such features as anti-lock brakes, a security system, air bags, etc. With that in mind, here are 10 discounts to be aware of that may add up to some nice savings on your car insurance!
You and three of your best friends are headed to the Texas Hill country for a weekend to get away and catch up with each other. You’ve been looking forward to it for weeks! It’s been a very long week with late nights to wrap up a project before heading out of town and you’re tired. You ask one of your friends to drive your car while you rest. They accidentally clip another car while passing. No one got hurt, but it’s your friend’s fault and your car.
Last week we introduced the three types of rental property insurance policies; fire, Dwelling Policy Form 1, and Dwelling Policy Form 3 (see http://50.87.248.161/~wiseinsu/3-types-rental-property-insurance-policies/). I’d like to build on that in this week’s post with a look at the coverage that should be on a Form 3 Dwelling Policy in order to provide the best coverage for the property owner.
Most of the time, I rarely think about my air bags. My car has full frontal air bags along with side curtain air bags. I have no desire to ever see what they look like or even discover how they work, but I’m very glad they are there. I have been in one major accident in my life, before the cars I owned had air bags. The seatbelt saved my life and protected me from suffering any major injuries. I’d like to avoid experiencing that again.
I have a number of clients across Dallas / Fort Worth who own rental property. Some are first time landlords while others own multiple rental properties and have done so for many years. It’s exciting for me to be a part of helping someone reach their financial dreams by protecting an asset that should grow in value over time. When working with a person buying their first rental property, I begin that discussion with a brief overview of the three types of rental property insurance policies.
Driverless cars are coming, and they’re coming sooner than most of us think. One only has to search “driverless car” on Google, Yahoo, or Bing and there will appear over 3,000,000 results for your reading or viewing enjoyment. Google has retrofitted Lexus and Toyota models for testing, not to mention their 100 mini commuter cars that look very similar to a Little Tykes car my youngest son had.
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