Every insurance company has a set of underwriting questions I answer when writing or quoting a home insurance policy. Some of these will preclude a company from writing a home insurance policy such as the presence of certain dog breeds, foundation or roof types, etc. Others use the answers to these questions to confirm how the policy should be structured.
Dallas Cowboys and Houston Texans fans are licking their wounds today as both teams were knocked out of contention in the past weekend’s games. It will be interesting to see whether who will play in the Super Bowl. Will it be the Green Bay Packers, New England Patriots, Atlanta Falcons or Pittsburgh Steelers? But just what is the connection between the Super Bowl and home insurance?
Nobody likes home insurance claims, but they do happen. While we may not be able to avoid claims, we may be able to prevent some of them from happening. This is especially true for the claims that aren’t caused by Mother Nature!
I love discounts! If those discounts are on something I want, that’s wonderful! If they are on something I have to have, such as home insurance, that’s even better! Why pay more if you don’t have to?! Let’s take a look at discounts organized by category to help guide us.
I was in my first earthquake over the Labor Day weekend. For the past few years, Sheri’s family has rented a cabin in Davis, Oklahoma for Labor Day weekend. It’s a great time to get away, be together, cook for each other, and watch too much football. I slept through the 5.8 magnitude earthquake which was felt in north Texas all the way north to Illinois. It didn’t cause too much damage to our Oklahoma neighbors, but it provides a great backdrop to revisit home insurance and earthquake coverage.
I’ve had a number of conversations with people about home insurance over the last few of weeks. Based on those conversations and the questions I’ve addressed, I wanted to write a series on the different types of home insurance policies to provide a foundation for home buyers and owners to reference.
I had an interesting question last week from a prospective client. I was explaining personal property coverage on the home insurance quote I’d prepared for them when they asked, “If my house burned down, the insurance company will write me a check for $X to replace all my personal property?”
No one wants to pay more for their Texas home insurance than they have to. What people want is to pay a fair price for their home insurance without being over or under insured. With that in mind, here are 13 ways you can save on your Texas home insurance.
Subscribe to my newsletter by filling the form below.
A confirmation email will be sent to your mailbox: please read the instructions to complete the subscription.
