Last week we looked at how you, the buyer and homeowner, impact your home insurance rate. The second broad category impacting your home insurance premium is your home itself. There are several factors and none of them include your home’s purchase price, what you could sell it for, nor what the local appraisal district sets the value at. Let’s look at what does count.
March is here and that signals the arrival of the home buying season. It also means it’s time for me to take a revisit home insurance. Beginning with this post, I’ll outline the coverage found on a typical Texas home insurance policy before drilling down into the different areas of a home policy. The goal is to help new home buyers know what to look for when shopping for home insurance, as well has raise questions to consider they may not have thought of.
Subscribe to my newsletter by filling the form below.
A confirmation email will be sent to your mailbox: please read the instructions to complete the subscription.
