Texas Car Insurance and Uninsured Motorist Coverage
One of my clients called me a couple of weeks ago. She’d stopped at a red light waiting with cars in front of her and behind her for the light to change. She heard a horrible noise behind her.
One of my clients called me a couple of weeks ago. She’d stopped at a red light waiting with cars in front of her and behind her for the light to change. She heard a horrible noise behind her.
If you live in Texas and are even a little curious as to which county leads the state with the highest number of uninsured drivers, here’s your answer. Dallas County continues to be number 1 in this inauspicious category as it has for at least the last 3 years.
I’ve received calls from two different clients over the past two weeks. Each was about the same thing; they’d received a notice from their mortgage company notifying them of a deficit in their escrow account. They had the option of paying the escrow shortage or it could be factored into their already increased monthly home mortgage payment. Sheri and I also received the same notice a few weeks earlier.
Texans have long proclaimed that everything is bigger in Texas! If you look at the population growth numbers for the top ten metropolitan areas from July 1, 2012 to July 1, 2013, that’s been especially true for Texas. In a Dallas morning news story published on Thursday, March 27, Texas has two of the top ten metropolitan areas in the country. They are Houston and Dallas / Fort Worth.
The Texas Department of Insurance recently released a report detailing the number of people driving without coverage. The good news is the number of Texans driving without car insurance is still lower than it was a few years ago when it was over 20% of all Dallas drivers. The current figures show 1 in 6 people on Dallas roadways don’t have car insurance and this number is even higher than it was last year.
Two seconds. That’s how long it takes for a child to drown. One Mississippi, two Mississippi and your life could be changed forever. Even if you don’t have an above or in ground pool, chances are you and your child(ren) will visit someone who does or you’ll join friends and family for an outing on a lake, river or at the ocean this summer.
There are a number of factors that impact what you pay for car insurance, not all of which are related to your driving record or the car you drive. Last week I introduced 8 car insurance discounts you need to know about (http://bit.ly/YHt1kA). There are 4 more factors that help you save money on car insurance. They aren’t all discount related but they can help you hold on to more of that hard earned money!
Every year, I like to review the current state of personal insurance for Texas. Personal insurance is what most individuals and families concern themselves with. It includes car, home (condo & town homes), renters, and umbrella insurance policies. The goal is to help most people keep their finger on the pulse of what’s happening. An informed consumer is a powerful force!
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