Tag: Coppell independent insurance agents

What to do if You’re in a Car Accident

My youngest son, Jonathan, and his girlfriend, Olivia, were driving in the Lake Highlands areas of Dallas two weeks ago. The rain was coming down in sheets when they approached an intersection. Coming from the opposite direction, was a Jeep being driven by a high school student. He did not see Olivia and Jonathan and made an unprotected left turn in front of them. Olivia slammed on her brakes which kept her from hitting the Jeep head on or along the driver’s side. She was unable to miss the back corner and ripped his bumper off while wrinkling the hood and passenger front fender of her car. The good news is no one was hurt!

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Renting Out Your Home? Change Your Insurance!

I have the honor of providing coverage for a couple who recently moved to Dallas from Fort Worth. Their decision was driven so they would be closer to the wife’s clients and his office. Instead of selling their home though, they decided to lease it to another family. Before doing that, he called me to discuss what they needed to do insurance wise on their Fort Worth home and their Dallas home, one of the loft apartments near down town.

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Commercial Insurance Implications from West, Texas

ast week we looked at the insurance lessons we could learn from the fertilizer plant explosion in West, Texas on April 17th. The explosion destroyed the plant, killed 15 people, injured 200 and damaged or destroyed 350 homes, a school, an apartment building and a nursing home. Preliminary estimates of the damage and destruction were pegged at $100 million.

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We Hit a Horse, What Would You Do?

I was 14 or 15 at the time and sitting in the back seat of my dad’s 1972 Pontiac Grand Am. My two younger sisters were on the back seat with me while my youngest sister sat on my mom’s lap in the front passenger seat. No one had a car seat back then and most of us rode in our cars without buckling our seat belts.

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Insurance Lessons from West, Texas

On Wednesday, April 17, a fire broke out at the West Fertilizer Company in West, Texas, a community of 2,849 about 70 miles south of Dallas. 10 volunteer firemen and two people who joined them responded to the calls that began being fielded by the 911 call center at 7:33. As first responders, they began to assess the massive fire and plan how to begin putting out the blaze. They were killed moments later from the explosion that occurred at 7:51 pm.

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What Type of Driver are You?

What was the first word that popped into your mind when you read the title? Safe, slow, controlled? Or was it aggressive, fast, exciting? I don’t ask this question anymore because most people described how they drive. They weren’t thinking in terms of a type or class of driver. Needless to say, some of the answers I received were both humorous and telling.

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Conversations with a First Time Home Buyer, Part 2

Last week, I introduced Ben and Amy (not their real names) who are first time home buyers in the McKinney / Allen area of north Texas. Because they are buying their first home, this also means they are first time buyers of home insurance, something Ben admitted to me, he knows nothing about.

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Which is Better, Credit Life or Term Life Insurance?

One of my clients in the Frisco / McKinney area emailed me last week. Beth (not her real name) asked me if I write credit life policies because she was looking into it. I replied to her email letting her know I don’t sell credit life and then asked her what she was trying to accomplish. Beth is a single mom with three kids and her goal is to pay off her home and leave it to her children in the event of her death.

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What Big Tex Teaches us About Insurance

I love the State Fair of Texas. There’s nothing like walking through the stock pavilion, watching the sheep dogs work the sheep, and the pig races. I enjoy wandering around the new car pavilion as I think about what I’d pick for a new vehicle. Then there are the rides and the cry of barkers tempting people to try their hand at some game to win the giant stuffed animal or some other prize. There’s plenty of food to savor as well; funnel cake, Fletcher’s corny dogs and some new fried delectable. And then there’s the icon of the fair, Big Tex.

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Conversations with a First Time Home Buyer, Part 1

I’ve been talking with a young couple this week. We’ll call them Ben and Amy (not their real names). They were referred to me by two of their friends. Ben and Amy are buying their first home in the McKinney / Allen area of Texas and they are excited and a little nervous with all the things that have to be done in order to close. Not only are they first time home buyers, but they are also first time buyers of home insurance.

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