?2013 has come to a close and 2014 is off and running. Housing in north Texas rocketed last year, however many predict it will cool a bit in 2014. The population of Texas continues to grow at a rapid pace. While the rate of growth is predicted to slow a bit in the coming years, it will still grow.
?Is a town home a house, a condo or something else? Since we’re discussing it from an insurance standpoint (we’ll ignore the real estate perspective), town homes can be viewed as;
A single family home (yes, even if it’s connected on both sides to neighbors)
It can also be viewed as a condo
?Home insurance covers the entire structure of the home along with the owner’s personal property. Renters insurance doesn’t cover any of the structure, be it apartment or home. It starts with the person’s personal property. Condo policies straddle the space between a home insurance policy and a renter’s policy.
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