A colleague called me a couple of weeks ago. She’d been asked to provide a home insurance quote for a prospective client whose policy was being cancelled. The reason it was being cancelled is the insurance company discovered the home has a roof with three layers of shingles when it conducted the home inspection
Several times a year, I receive a call from an individual or family member who’s very anxious. They’ve found their dream home in north Texas, put their earnest money down, and ordered the inspection. The inspection outlines an issue and they find out days or a week before closing from their insurance agent that this issue prevents them from getting home insurance.
Most people usually don’t think about their roof unless there’s been a recent hail storm or a damp spot appears on a room ceiling. As long as it’s not leaking, we tend to ignore it even when we see it pulling into the driveway. This past week roofs have been the subject of three conversations, two were with clients and the other with a Dallas realtor on behalf of a client with an offer on a home.
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