Colleyville independent insurance agents Archives - Page 29 of 36

Optional coverage for your computers, tablets & readers

Over the weekend, a group of us from Dallas went camping. We spent Friday night at Eisenhower State Park in Denison before backpacking in a different area on Lake Texoma. After the tents were set up and everything was organized, we all sat around the fire talking. I took the opportunity to do an informal survey of our friends. I asked each person how many computers they have. I added to that printers, software, tablets and readers. What I didn’t ask about but could have been added to the list was gaming systems (Nintendo, Xbox, etc.), data storage, or hard drives.

The relationship between your hobbies & life insurance

?I’m currently working with three different Dallas area clients on life insurance policies. They’ve answered the 3 questions that need to be answered before shopping for life insurance (http://bit.ly/XDHoGu) and we’re in various stages of the application process; completing applications, reviewing options, submitting applications, and waiting for underwriting.

One of the two biggest discounts for a teen driver

was talking with one of my Dallas area clients a couple of weeks ago. He’s a dad with a son that’s about to turn 16. We were reviewing what would happen with his car insurance when his son got his license. I confirmed the obvious first, it will go up the moment we add his son to their policy and what the increase will be.

Sewer & drain backups – are you covered?

There’s one more type of water peril that’s different from leaks. Homeowners and renters need to be aware of this peril. It’s sewer and drain back up. Leaking pipes and appliances are certainly a nuisance, but at least the water is clear and clean. Much more foul is a sewage and drain backup.

Applying for life insurance? How’s your driving record?

Everyone smiles when I ask about traffic tickets or accidents. Some have even asked what they have to do with life insurance. Almost every insurance company that processes a life application will run MVR (motor vehicle report) and CLUE reports. The MVR show violations such as tickets and the CLUE report shows accidents.

Insurance implications for driver education

?One of my clients called me last year with a question that was pretty interesting. She’s a Dallas area mom with a son who was about to turn 15. While she was already wondering what was going to happen to her car insurance premium when her son turned 16, her question was: Will she get a better discount if her son takes the parent-led vs. instructor-led driver education?

The 2 types of water leaks & your home policy

??When it comes to water leaks, most insurance companies and their policies classify leaks into two categories;
Sudden & accidental
Slow drip or slow leak
Sudden & accidental: This type of leak is characterized as being sudden; it quickly materialized or occurred and it was unintentional.

What backpacking taught me about my business – Part 2

The forest quickly enveloped us and we talked less as we focused on hiking, the views, and making it to the top. I enjoyed the conversations with friends but I also enjoy the quiet. This was where I began to “hear” the business lessons the hike was teaching. Here are three more lessons I learned.

Your friend wrecked your car. Who pays?

Imagine with me three different scenarios. I’m sure you may identify with one of these examples! You’re hosting a dinner for friends. You need one last item from Whole Foods so you give some money and your car keys to one of your guests and ask them to get it for you. The store’s only two minutes away. What could go wrong?

Does your home policy cover foundation damage?

One of the questions I’m asked about a home policy is whether or not it has foundation coverage. If you’ve lived in the Dallas / Fort Worth area, or many other parts of Texas, you know our soil moves. This seems to affect north Texas more than any other part of the state. The reason is our homes are built on “blackland prairie.” This is an ecoregion that runs from the Red River to San Antonio. The soil has a high clay content that contracts and expands. This “soil movement” can either …

Tag: Colleyville independent insurance agents

Optional coverage for your computers, tablets & readers

The relationship between your hobbies & life insurance

One of the two biggest discounts for a teen driver

Sewer & drain backups – are you covered?

Applying for life insurance? How’s your driving record?

Insurance implications for driver education

The 2 types of water leaks & your home policy

What backpacking taught me about my business – Part 2

Your friend wrecked your car. Who pays?

Does your home policy cover foundation damage?

Personal

Life

Business

Professional Liability

Follow Us

Newsletter