Tag: Colleyville independent insurance agents

The Tornado, The Mattress, & The Claim

?During the days of May 3 through 6 in 1999, Oklahoma, Arkansas, Kansas, Texas and Tennessee experienced a huge tornadic event. Approximately 66 storms swept through these States. The most devastating was an F5 level tornado that struck Oklahoma City and the surrounding suburbs of Bridge Creek, Moore, Del City, Tinker Air Force Base, and Midwest City. The storm claimed the lives of 48 people and caused $1.1 Billion in damage. Many homes were wiped clean, leaving only rubble strewn slabs of which most were warped by the suction of the funnel.

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Should Our Taxes Pay For Consumer Protection?

?Texas funds two insurance related agencies through our property taxes and other taxes that are levied on individuals and businesses; The Texas Department of Insurance and The Texas Office of Public Insurance Counsel. The roles of these two agencies differ in some key areas and converge where most Texans are concerned.

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Are There Gaps in Your Car Insurance?

?Think your car policy covers everything? It may or it may not. Most car insurance policies have exclusions written into them, however I can probably count on one hand the number of clients I have who read their policies. Your policy is typically mailed or emailed to you when you get a new policy or when your policy renews.

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Sinkholes and Texas Home Insurance

?On the evening of March 1, 2013, a sinkhole opened up under the home of Jeff Bush in Seffner, Florida. It opened in a matter of seconds resulting in the floor underneath Bush’s bedroom giving way. Attempts to rescue Bush failed and he was presumed dead in the days that followed. The home was demolished a few days later.

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Avoiding Identity Theft During Tax Season

It’s tax season! If you haven’t already filed, you have 38 more days before it’s due. For most filers, this is a busy time. I’m pulling my information together and organizing it for my CPA to make his job a little easier when we meet next week. This is also a busy time for identity thieves. While they never rest, they love this time of year. The amount of data on our returns is truly amazing.

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Dashboard Technologies & Distracted Driving

?My first car was a 1972 Ford Maverick. It had crank windows, an in-line 4 cylinder engine, and a push button radio. It was a medium blue and had been repaired after being in a wreck. Paint could be seen in the wheel wells where it hadn’t been taped off well. The dashboard was as basic as the car. It only had a speedometer, gas gauge, and temperature gauge.

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Does Home Insurance Cover Meteor Damage?

On Friday, February 15th, a meteor entered the earth’s atmosphere at approximately 9:20 a.m. above Chelyabinsk, a town of about 1 million inhabitants in central Russia. The 50 foot wide, 7,700 ton meteor caused a blinding flash of light as it traveled at 40,000 miles per hour or over 52 times the speed of sound. Most of the meteor’s energy was consumed in the upper atmosphere about 9 miles above the earth’s surface. The energy released in the upper atmosphere was equivalent to at least 20 atomic bombs about the size of one exploded above Hiroshima.

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How Are Independent Insurance Agents Different?

I was helping a young couple in January with their home insurance. They were buying their first home in Dallas. It was an exciting and terrifying time for them. It was rewarding for me to help them find an affordable solution that lowered their monthly payments from what they’d been quoted by the wife’s parent’s agent.

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In Home Child Care and Home Insurance

My mother in law has offered child care in her Mesquite home for 2 decades. It’s been a labor of love for her. She loves kids. It’s also been a source of income for her. Many of the kids she’s watched have grown up and are now parents themselves. The number of high school and college graduations she’s been invited to is astounding. The long term reward has not been the income, although that’s been helpful. Her reward is watching the children grow up and knowing she’s played a part in them becoming adults.

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