There are a number of factors that impact what you pay for car insurance, not all of which are related to your driving record or the car you drive. Last week I introduced 8 car insurance discounts you need to know about (http://bit.ly/YHt1kA). There are 4 more factors that help you save money on car insurance. They aren’t all discount related but they can help you hold on to more of that hard earned money!
Last week we examined four discounts that lower the cost of home insurance including: A home’s age, Account / multi-policy discount, Alarm / protective devices and Mature homeowner discount. Here are 9 more ways to help reduce the cost of your home insurance.
On December 18th of last year, a New York arbitrator ordered Ex-Miss Pennsylvania Sheena Monnin to pay $5 million in damages to Donald Trump who owns the Miss Universe Organization which includes the Miss USA pageant. Earlier in the year, Trump sued Ms. Monnin for defamation on behalf of the Miss Universe Organization after she claimed the Miss USA pageant outcome was rigged on both Facebook and NBC’s “Today” show.
Everyone I talk with about car insurance is l looking to pay less whether they are reviewing their renewal notice or shopping for a new policy. With that in mind, here is a smorgasbord of discounts that will help you keep some of your hard earned money.
Everyone loves saving money! After all why should you pay more for something if you don’t have to? With that thought in mind, here are 4 standard home insurance discounts. Many of these discounts are also available on renters and condo policies too!
?There are several insurance related bills before the 2013 Texas Legislative session covering a broad spectrum of issues. There are also a few that aren’t really related to insurance but I’ve included them either because I’ve blogged on them last year or they are related to our overall safety and privacy.
According to government statistics, 228 people of all ages die every year in backover accidents involving passenger vehicles. 44% of these victims are under the age of 5 and they are usually killed by either one of their parents or another close relative.
Drought continues to cling to the western states. Mountain snowfall has been thin through much of the winter months and water levels in many lakes and reservoirs have less water than they did a year ago. Parts of Colorado have been declared extreme drought areas. Our neighbors to the north in Oklahoma and Nebraska are facing rainfall deficits of up to 16 inches with 55.8 % of the United States remaining in drought conditions. Unless spring snow and rainfall picks up, it could be a long hot summer.
Every year, I like to review the current state of personal insurance for Texas. Personal insurance is what most individuals and families concern themselves with. It includes car, home (condo & town homes), renters, and umbrella insurance policies. The goal is to help most people keep their finger on the pulse of what’s happening. An informed consumer is a powerful force!
I’ve worked with several people over the past few days quoting their car insurance. Ultimately we’re hoping to provide equal or better coverage for them for less money than they’re currently paying. I’ve been able to save several of them anywhere from $100 to $1,000 a year. There were two we couldn’t help. For them, it would have cost them more to have me write their car insurance than to stay with their current insurance company. I told them to stay with their current insurance company. The reason was ticket activity.
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