I’ve had a couple of interesting discussions with clients about their car insurance renewals. In both cases, their car insurance rate increased and both wanted to know why. Most of the carriers systems don’t give me a clear reason, so I called each company and we reviewed each client’s policy together. Most of the factors that led to rate increases were understandable and one was a surprise.
You’ve been watching HGTV and pouring through copies of This Old House Magazine and you’ve become inspired on what you want to do with your home. Or maybe, you’ve found the perfect home to buy that matches the vision you have for it and nobody else can see past the dated kitchen, bathrooms, and flooring. Congratulations! I can’t say I have that gift and am amazed to see what friends and clients have done with a home that looked one way and made it uniquely theirs.
There have been a number of DUI related items in the news over the last 8 months. Most of the news items have come from the National Transportation Safety Board (NTSB) with its recommendations and its Reaching Zero program.
Do home insurance policies cover everything? No! There are coverage holes in every home policy as to what they cover and what they don’t cover. In last week’s post, I introduced 3 Items No Home Policy Covers, http://50.87.248.161/~wiseinsu/3-items-no-home-insurance-policy-covers/, including:
On a cloudy day in March, I went by the post office to drop off some items and pick up my mail. There was the normal mail, a bill or two, a movie and a large envelope from D Magazine. I almost threw the D Magazine envelope away thinking it was a solicitation for a new subscription but didn’t. I was pretty amazed to learn I’d been selected as one of the Best Home and Auto Insurance Agents in Dallas 2013.
Identity theft, and the fraud associated with it, is a growing problem in the US and across the globe. Out of 2.06 million complaints reported to the Federal Trade Commission, 370,800 were identity theft related. In Texas, the rate of identity theft complaints rose 17% from 2011 to 2012, or 28, 299 up from 24,162.
Last week I posted 6 Non-Driving Factors That Impact Your Car Insurance Rate, http://50.87.248.161/~wiseinsu/6-non-driving-factors-that-impact-your-car-insurance-rate/, and thought I’d follow up with the 3 driving related factors that impact your car insurance rate. These are …
Last week I talked with a woman who’s buying a home in the Hill Country area of Texas. We were discussing what the policy covered as we reviewed the quote together and she asked a question that was different than I usually get. Normally I’m asked what the policy covers.
Today, my wife, Sheri, and I are driving from Dallas to Tuscaloosa, Alabama to celebrate and support my niece as she marries one very lucky guy! It will be a great time celebrating their love and cheering them on, not to mention the family entertainment that usually accompanies a gathering like this.
I ended the day on Tuesday talking with a woman in Houston about car insurance for her and her adult daughter that lives at home. Our discussion covered the typical points I need in order to provide her with a quote; names, dates of birth, year, make and model of the cars, who is she insured with now, when does her policy renew, etc. What was interesting was, she asked me why I asked my last two questions which were…
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