A family was referred to me last year to review their policies. They had home insurance policies on two homes, car insurance for all their vehicles, and an umbrella policy. Everything was straight forward with one exception: the second home. It was originally a barn that had been converted to a home.
These days there are so many online credit monitoring companies offering free credit reports and scores; it’s hard to determine which one provides the best and most accurate information. Credit scores can change daily for a number of reasons and no two credit monitoring companies – – or the credit bureau’s for that matter – – score the same way!
November 7, 2000. This was the last day there was not a fatality on a Texas roadway, county road, farm to market road, or highway. For over 13 years, there’s been at least one traffic fatality per day. Over 45,000 people have died on our roadways during this time period …
?2013 has come to a close and 2014 is off and running. Housing in north Texas rocketed last year, however many predict it will cool a bit in 2014. The population of Texas continues to grow at a rapid pace. While the rate of growth is predicted to slow a bit in the coming years, it will still grow.
?What do you consider when buying a new or new-to-you car? Is it style, comfort, or enough room to run the kids to school or soccer practice with their friends? What about color and features? Maybe it’s pickup, handling, and how it feels when jumping on LBJ when there’s no one there? Whatever it is that moves you toward a particular vehicle, have you considered the safety of the vehicle you’re considering and its crash rating?
It’s New Year’s Eve. 2013 draws to an end tonight and tomorrow a New Year dawns. Your outfit’s picked out and reservations are made for dinner and the after dinner party. Or maybe you’re going with a group of friends to a club. Or maybe you’re hosting the party at your house. Champagne is chilled and hors d’oeuvres are ready! So what’s to worry? Plenty if you drink too much and get a DUI.
Target and news services disclosed late last week the PIN numbers of debit cards were also obtained as a part of the data stolen during the debit and credit card breach at US Target stores from November 27th through December 15th. Security analysts recommend anyone who used their debit card at Target during these dates go ahead and change their PIN number.
Christmas has come and gone. Presents have been unwrapped and the leftovers from the ham or turkey, cookies, and pies are being consumed. New Year’s Day is next week and the commercials for losing weight, smoking cessation, and gym memberships play during all the shows on TV. At this time, many people’s thoughts turn to New Year’s resolutions and how to live life better.
When I was a kid, Christmas seemed to take forever to arrive. I would make lists of what I wanted and even mailed a few off to Santa with the help of my mom, and then wait excitedly to see if he got the message. Sometimes he did and sometimes I just couldn’t figure out what he was thinking!
One of my clients emailed me on Saturday. She’d recently shopped at a Dallas area Target store to pick up some items for Christmas and had just read the news about the credit card breach at Target stores across the country. She was concerned and wanted to know what to do.
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