The last time I was “awarded” a speeding ticket was 10 years ago. Jonathan, his mom, and I were headed to College Station, Texas to celebrate Jordan’s birthday. I turned off I-45 in Madisonville when a local police official pulled behind me, switched on his lights, and pulled me over for speeding. I was, tried to talk my way out of it (I wasn’t paying attention, etc.) but it didn’t work; I still ended up with a speeding ticket.
I talked with a prospective client last week. She’s rolling off her parent’s car insurance policy and having to buy her first car insurance policy. She’s a little nervous about the car insurance being added to her overall budget but is ready financially and can handle it.
My mom has discovered texting at 79 years of age. It’s very entertaining to read the text messages she sends. My mom feels like a technology power user because she discovered she doesn’t have to type text messages on her Android smart phone; she has speech to text capability. What’s entertaining is the spelling that comes through on her texts due to her thick Southern drawl.
I received a call from a client last year. She’d been in an accident and like most people I’ve worked with, wanted to know what to do. I confirmed she was not physically hurt, we reviewed what had happened, provided her with her car insurance policy number and the phone number for claims, then outlined a plan on how to best proceed. She drives a Lexus RX series so she had the car delivered to the shop of her choice which she gets to do according to Texas state law.
Finding the right booster seat for your child when they’ve outgrown their car seat is a lot easier with the Insurance Institute for Highway Safety (IIHS) annual rankings. The IIHS began ranking car seats in 2008 because their research showed most booster seats weren’t doing a good job of consistently or correctly positioning safety belts for children 4 to 8 years old. An improperly fitted seat belt can injure a child in an accident.
?Car seats have been designed to protect a child from injury and death when the vehicle they’re riding in is involved in an accident. Since their introduction, car seats have saved thousands of children’s lives.
What do you look for when you go car shopping; the model, styling, or color? Maybe it’s the options such as blue tooth, navigation system, heated seats, and moon roof. Or will you decide based on how you’re going to use it; shuttle kids, haul tools to a job site, go camping, or just to and from work? I’d like to suggest you add safety equipment to your evaluation criteria too!
“Will a claim cause my car insurance rate to increase? “ This is one of the most frequently asked questions I hear when talking with a client about an accident. The short answer is yes. I don’t always know how much of an impact an insurance claim will have on any person’s specific renewal premium, but claims do have an impact on their rate.
The Detroit auto show started last week and runs through January 26th. There are the debuts of new models from domestic and international car manufacturers, concept cars, and lots of new technology. Chief among the new offerings arriving in cars are those technologies that are grouped in a category referred to as advanced car safety systems. They aren’t quite as sexy as the new Corvette, but if they better protect us from accidents, we’ll be just as appreciative of them.
John Hooper’s story hit the internet last week. He was the proud owner of a 580 horse power 2012 Chevrolet Camaro ZL1. John took his Camaro to the local dealership, First State Chevy in Georgetown, Delaware, for warranty work on an issue with the car’s paint. One of the dealership’s employees took his car for an unauthorized joy ride on a Sunday in December when the dealer was closed.
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