August is here, and the start of fall classes is just around the corner. I usually have a couple of phone calls from clients whose son or daughter are about to head to school and they want to confirm that their stuff is covered. The answer is usually yes, but there are a couple of considerations worth confirming. Let’s view this in light of where the student will live.
Does your college student need property or liability insurance? I’m asked this question by clients who have a son or daughter headed off to college each August, and it is that time again. The answer is it depends more on where they’ll live; whether it’s in a dorm room on campus or off campus in an apartment, condo, or home. Let’s review both scenarios.
My niece and intern, Lizzie, is heading back to Fayetteville, Arkansas this later this week for her sophomore year at the University of Arkansas. It’s pretty common for me to get questions from parents of college students this time of year regarding insurance for their students. Let’s review how to address property insurance for college students. To do so, I’ve divided this into two broad categories, those who live on campus in a dorm room and those who live off campus in a frat or sorority house, apartment, or rental home.
Do you have a son or daughter going off to college this fall? What an exciting time! It may also be a little terrifying too!Â
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