Tag: claims

Identity Fraud Coverage

Last fall, I received an email from the security department of my bank notifying me there’d been a questionable charge on my debit card. I first thought it was a phishing email so I called the security department of my bank to find out it wasn’t a false email. A charge for $4.58 had been made on my account at a New York sporting goods store. Not having traveled from Dallas to New York recently, I worked with the security department to identify my legitimate charges & payments and refute the ones that weren’t mine. We then shut down that debit card and they mailed me a new one.

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Car Insurance Discounts For Your College Student

Have a son or daughter in college? If so, then you probably feel like someone took an axe to your wallet and money’s draining out faster than you can put it in. Most parents of college students are looking for any kind of savings they can get when one of their kids goes to school.

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Two ways to insure your home office

?While most people still drive to an office each day to work, there’s been an explosion in the number of people working from home over the last two decades. This was made possible by inexpensive computers and the availability of high speed internet access. What used to be the norm for realtors and traveling sales people has become typical for …

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Exotic pets & home insurance

Say the word pet and most people think dog, cat, hamster, gerbil, fish, or bird. Some will think of turtles, lizards, or sugar gliders. In Texas, we may even think in terms of horses. Other people think in terms of more exotic animals such as …

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Swimming pools, trampolines & home insurance

Every week we talk with people about home insurance. Two of the people I talked with last week included a young couple buying their first home in Fort Worth, the other was a long time homeowner in Frisco, Texas who was concerned they were paying too much for home insurance. The conversations about the homes were not that much different and focus on two broad areas…

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Customized your car, truck or SUV? Is that covered?

?Before becoming an independent insurance agent, I was with a national carrier in their Las Colinas office. A group of us were visiting the claims office in Irving and I had the opportunity to discuss some of the more unusual claim issues with which they were dealing. The manager was working on an auto claim involving a Chevy Silverado pickup truck. It had been in a hail storm and the hail storm won. The issues giving the claims manager a headache

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Optional coverage for your computers, tablets & readers

Over the weekend, a group of us from Dallas went camping. We spent Friday night at Eisenhower State Park in Denison before backpacking in a different area on Lake Texoma. After the tents were set up and everything was organized, we all sat around the fire talking. I took the opportunity to do an informal survey of our friends. I asked each person how many computers they have. I added to that printers, software, tablets and readers. What I didn’t ask about but could have been added to the list was gaming systems (Nintendo, Xbox, etc.), data storage, or hard drives.

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One of the two biggest discounts for a teen driver

was talking with one of my Dallas area clients a couple of weeks ago. He’s a dad with a son that’s about to turn 16. We were reviewing what would happen with his car insurance when his son got his license. I confirmed the obvious first, it will go up the moment we add his son to their policy and what the increase will be.

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Applying for life insurance? How’s your driving record?

Everyone smiles when I ask about traffic tickets or accidents. Some have even asked what they have to do with life insurance. Almost every insurance company that processes a life application will run MVR (motor vehicle report) and CLUE reports. The MVR show violations such as tickets and the CLUE report shows accidents.

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