Last week I introduced 5 things no home insurance policy covers. These are acts of war, nuclear meltdown, flood, earthquake, and sewage back up (see http://188.8.131.52/~wiseinsu/home-insurance-doesnt-cover/). It would be nice to think our home policies cover everything, but they don’t. In fact, last week’s list was only a partial list of what home insurance policies don’t cover. Here are three more items no Texas home insurance policy covers.