Tag: car wrecks

Do Cell Phones Cause Car Wrecks?

The question may seem rhetorical to some and overly obvious to most, but it’s a question researchers attempted to answer in a study released on Monday in the online edition of the Proceedings of the National Academy of Sciences. Their study set out to determine the role cell phones play in car wrecks, and their findings, were very interesting even though it missed a couple of potential behaviors which contribute to accidents.

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Exposing Teen Drivers To Different Driving Scenarios

I’ve been driving for 40 years which sounds a lot longer than it actually feels. I’ve seen a lot of interesting driving scenarios during that time; people making turns from the wrong lane, cars driving the wrong way on a one way street, people moving across 4 lanes of traffic to make an exit, others who stopped on an entrance ramp, deer crossing a highway, people drifting into my lane, and much more. It continues to amaze me how fast a driving situation can change and how equally fast I’ve had to respond to what’s happening around me.

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Car Insurance and Driverless Cars

Driverless cars are coming, and they’re coming sooner than most of us think. One only has to search “driverless car” on Google, Yahoo, or Bing and there will appear over 3,000,000 results for your reading or viewing enjoyment. Google has retrofitted Lexus and Toyota models for testing, not to mention their 100 mini commuter cars that look very similar to a Little Tykes car my youngest son had.

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Car Insurance and Not-at-Fault Claims

Early in my insurance career, I was attending a larger party with a number of friends when a woman came up to me with tears in her eyes. Her husband, who was coming in their other car, had been involved in an accident not far from where we were gathered and she did not know what to do. We left the party together in her car and I drove us to where the accident had occurred, a southbound service road of North Central Expressway in Dallas.

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File a Car Insurance Claim or Accept Direct Payment?

A client called me last week with a question about how to handle something. Her teen had been in a little accident with an adult, and it was the adult’s fault. The good news is the teen was unhurt and the damage to her car was minimal; the bumpers simply rubbed together. According to the body shop the client visited, they could either remove, sand, and repaint the bumper or replace it. The difference in cost was minimal.

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Car Insurance and GAP Coverage

There have been some interesting articles in the news related to cars over the past few months. When taken individually they do not appear to be significant, yet when combined together, they paint an interesting picture for many Americans. The pieces of this puzzle involve rising new car prices, the growing length of car loan terms, and vehicle depreciation.

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Car Insurance: When Should Your Kids Have Their Own?

My friend’s son graduated from Texas A&M University and moved to Dallas to begin working with a company in the Las Colinas area. As the mom and I discussed the policy, I asked her how long she planned to leave her son on their car insurance policy. She and her husband were thinking about “encouraging” him to get his own policy now that he’s on his own. In response, I asked her if she’d like to know what I recommend all my parents who are facing the same decision.

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The States with the Best and Worst Drivers

Which state has the worst drivers in America and what other states comprised the top 10 list? Conversely, which states have the best drivers in the county? A study published in December of 2013 answered these questions in their best and worst drivers list.

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Two Questions about Teens and Car Insurance

A client sent me an email two weeks ago that turned into an enjoyable “conversation” over a series of email messages. My client has a teen daughter that’s about to get her learner’s permit and she wanted to know when she should add her daughter to her car insurance policy.

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