Car Insurance Discounts and Safety Technology
Car insurance companies have offered discounts for a variety of safety technologies for over 20 years. Early on these discounts were for anti-lock brakes and driver side airbags. The discount for airbags shifted as airbags moved from protecting the driver only, to both the driver and front seat passenger, to side impact and curtain airbag configurations to protect against head trauma. Some insurance companies even offered discounts for cars equipped with daytime running lights because they were easily visible to other motorists on the road.