Tag: Car insurance

Usage Based Car Insurance

When I talk with someone about Texas car insurance I cover a number of items with them including the kind of vehicles they have, who drives which one, and how the cars are driven (see http://50.87.248.161/~wiseinsu/what-type-of-driver-are-you/). Add to this data a person’s credit or insurance score along with their accident and ticket history and I’m able to provide any Texan with an accurate car insurance quote.

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Distracted Driving and Google Glass

About two weeks ago, Cecilia Abadie of Temecula, California, was issued a speeding ticket by a California Highway Patrolman. That’s not unusual, but what followed may be the first ticket of its kind in the country. The CHP officer noted Abadie was wearing Google Glass and gave her a second ticket which is usually reserved for drivers who may be distracted by a video or TV screen.

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Credit’s Impact on Your Insurance

I was helping a new client with his home insurance earlier this week. I’d made the final modifications to the application and sent it to him to be electronically signed. We reviewed it together by phone and he wanted to ask a couple of questions about a notice on the last page of the application. The notice mentioned he had not received the “best” pricing due to a couple of items that were returned on his insurance score including inquiries.

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5 Safe Driving Habits for Teen Drivers

In case you missed it National Teen Driving Week occurred two weeks ago. The goal of National Teen Driving Week is to improve teens driving safety by getting parents and teens working together. This year’s focus, “5 to Drive” was designed to start at least one conversation between parents and teens on safe driving habits. My hope is that there would be multiple conversations between teens and parents on driving. As a dad who’s helped raise three sons during their driving education process, I can attest there will be multiple opportunities to discuss all of the topics the National Highway Traffic Safety Administration (NHTSA) suggests.

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7 Insurance Don’ts

The Dallas Morning News published an article in February 2010 of insurance don’ts that I filed away because it’s worthy of being repeated. This list applies to both car and home insurance claims, so let’s take a look at 7 things to avoid doing.

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Where are The Worst Drivers in Texas?

Allstate Insurance Company recently released their annual list of cities with the best and worst drivers. Sadly, no city in Texas was included in the top 10 list for best or safest drivers. The only good news is no city in Texas made it in the top 10 of worst drivers either.

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Car Insurance and New Car Cost

More people are buying new cars as we continue to see the U.S. economy slowly improving. These new car buyers are replacing older cars that they’ve driven longer. Another factor that’s helped people move forward with new car purchases are the low interest rates we’ve enjoyed the past several years.

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4 New Laws Texas Drivers Need to Know About

The Texas Legislature wrapped up their business earlier this year with 4 new laws all Texas drivers need to know about. The laws are intended to save lives and make our road ways safer for drivers and our kids. All of them went into effect on September 1.

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What Kind of Car Insurance Covers a Fire?

You’re driving your new car on LBJ freeway in Dallas, headed to D/FW Airport to catch a flight out of town. You smell smoke and notice people are looking at you funny and maybe even waving as they pass. Your car loses power but you’re able to locate a safe place to pull over. Your car’s on fire! You grab your cell phone, dial 911, and wait for the Dallas Fire Department to arrive.

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Changes to the Texas Move Over Law

The Texas State legislature passed the original Move Over law in 2003. It was designed to protect all law enforcement officers, emergency vehicles, and first responders from being struck by a driver when working on the side of a road or highway. The law requires any driver approaching a stopped emergency vehicle with lights activated to slow down or move over one lane.

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