Tag: Car insurance

Car Recalls and Car Insurance Claims

Chevrolet and its parent company, General Motors, have been in the news a lot lately. In February they recalled more than 1.6 million small cars due to faulty ignition switches, and announced another recall of 1.5 million vehicles on Monday, March 17. The ignition switch defect is attributed to 12 deaths and culminated in multiple investigations.

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Speeding Tickets & Twitter

The last time I was “awarded” a speeding ticket was 10 years ago. Jonathan, his mom, and I were headed to College Station, Texas to celebrate Jordan’s birthday. I turned off I-45 in Madisonville when a local police official pulled behind me, switched on his lights, and pulled me over for speeding. I was, tried to talk my way out of it (I wasn’t paying attention, etc.) but it didn’t work; I still ended up with a speeding ticket.

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An Introduction to Car Insurance

I talked with a prospective client last week. She’s rolling off her parent’s car insurance policy and having to buy her first car insurance policy. She’s a little nervous about the car insurance being added to her overall budget but is ready financially and can handle it.

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The Surprising Results of One Safety Technology

My mom has discovered texting at 79 years of age. It’s very entertaining to read the text messages she sends. My mom feels like a technology power user because she discovered she doesn’t have to type text messages on her Android smart phone; she has speech to text capability. What’s entertaining is the spelling that comes through on her texts due to her thick Southern drawl.

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Car Insurance Claim and Third Party Parts

I received a call from a client last year. She’d been in an accident and like most people I’ve worked with, wanted to know what to do. I confirmed she was not physically hurt, we reviewed what had happened, provided her with her car insurance policy number and the phone number for claims, then outlined a plan on how to best proceed. She drives a Lexus RX series so she had the car delivered to the shop of her choice which she gets to do according to Texas state law.

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IIHS Booster Seat Ratings

Finding the right booster seat for your child when they’ve outgrown their car seat is a lot easier with the Insurance Institute for Highway Safety (IIHS) annual rankings. The IIHS began ranking car seats in 2008 because their research showed most booster seats weren’t doing a good job of consistently or correctly positioning safety belts for children 4 to 8 years old. An improperly fitted seat belt can injure a child in an accident.

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Side Impact Tests for Child Car Seats

?Car seats have been designed to protect a child from injury and death when the vehicle they’re riding in is involved in an accident. Since their introduction, car seats have saved thousands of children’s lives.

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Car Safety Items for your New Car

What do you look for when you go car shopping; the model, styling, or color? Maybe it’s the options such as blue tooth, navigation system, heated seats, and moon roof. Or will you decide based on how you’re going to use it; shuttle kids, haul tools to a job site, go camping, or just to and from work? I’d like to suggest you add safety equipment to your evaluation criteria too!

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The Impact a Claim has on your Car Insurance

“Will a claim cause my car insurance rate to increase? “ This is one of the most frequently asked questions I hear when talking with a client about an accident. The short answer is yes. I don’t always know how much of an impact an insurance claim will have on any person’s specific renewal premium, but claims do have an impact on their rate.

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Advanced Car Safety Systems

The Detroit auto show started last week and runs through January 26th. There are the debuts of new models from domestic and international car manufacturers, concept cars, and lots of new technology. Chief among the new offerings arriving in cars are those technologies that are grouped in a category referred to as advanced car safety systems. They aren’t quite as sexy as the new Corvette, but if they better protect us from accidents, we’ll be just as appreciative of them.

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