Tag: cancelled policy

Sold your Car? Keep or Cancel Your Car Insurance?

A client of mine sent me an email over the weekend letting me know he’d sold his car and had not replaced it yet. Since he’s engaged, he’s sharing his fiancé’s car until he replaces the sold one in the next couple of weeks. He asked an excellent question I run into from time to time; should he cancel his car insurance until he buys a replacement?

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The Home Inspection and the Cow

Every new home insurance policy is followed by an inspection. The purpose of the inspection is to determine if the home truly meets the underwriting guidelines of the insurance company. My role as an independent insurance agent is to be the first level underwriter and confirm the home will pass the inspection so I ask questions to make sure I’m placing the home with the best carrier.

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Legalized Marijuana, DUI, and Car Insurance

In November of 2012, the states of Colorado and Washington voted to legalize recreational marijuana usage. People can now legally possess up to one ounce of marijuana if they’re over 21. They may also legally grow up to six plants for personal use; however, they may not legally smoke in public places such as parks or on sidewalks.

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Car Insurance Lapse & It’s Impact

?I’ve had clients who’ve experienced a lapse in coverage on their car insurance policy. The reasons include job loss, an unexpected expense like a car repair, forgetting about a bill, juggling the outflow with the income, and even a medical problem. Most recently I had a Dallas client who experienced a stroke…

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