One of my clients called me a couple of weeks ago. She’d stopped at a red light waiting with cars in front of her and behind her for the light to change. She heard a horrible noise behind her.
Most Texas car insurance policies may contain up to 7 sections within them. The first section forms the foundation coverage for our car insurance. In fact, it is the only section the state of Texas requires policy holders to carry, and that’s liability coverage.
I was reviewing a car insurance quote with a woman from Richardson last week, and she asked me a question after I confirmed her claims history. She had one claim for an accident that wasn’t her fault. Her question was, does an accident that wasn’t her fault still count against her?
I was reviewing a car insurance quote with a prospective client the other day. She and her husband are buying a new home and wanted to review their car insurance to see if they could save money on that as well. We were in the midst of discussing liability coverage when she asked me to explain the difference between split limits and combined single limits as she’d heard someone mention this to her.
A client called me a couple of weeks ago. He’d been rear-ended by another person who said he had car insurance, but he didn’t. Their car insurance had been cancelled due to non-payment which meant my client had to file a car insurance claim on his policy where someone else was clearly at fault. This type of claim is referred to as an uninsured motorist claim.
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