I was reviewing a car insurance quote with a prospective client the other day. She and her husband are buying a new home and wanted to review their car insurance to see if they could save money on that as well. We were in the midst of discussing liability coverage when she asked me to explain the difference between split limits and combined single limits as she’d heard someone mention this to her.
Every new home insurance policy is followed by an inspection. The purpose of the inspection is to determine if the home truly meets the underwriting guidelines of the insurance company. My role as an independent insurance agent is to be the first level underwriter and confirm the home will pass the inspection so I ask questions to make sure I’m placing the home with the best carrier.
Subscribe to my newsletter by filling the form below.
A confirmation email will be sent to your mailbox: please read the instructions to complete the subscription.
