The people affected by the recent Colorado floods have begun the process of rebuilding their lives as the water recedes from their homes, farms, and businesses. Many were stunned to learn their losses aren’t covered by their home owner’s policy and are wrestling with the financial implications of that news. Most people don’t know that no home insurance policy cover’s flood damage, only a flood policy does that.
There are 4 plans that will be offered under the Affordable Care Act. Enrollment will begin on Tuesday, October 1 however pricing was released on Wednesday, September 25. So this is a good time to compare pricing, especially if you’re self-employed or pay for an individual policy through Blue Cross, Aetna, etc.
The Texas Department of Insurance recently released a report detailing the number of people driving without coverage. The good news is the number of Texans driving without car insurance is still lower than it was a few years ago when it was over 20% of all Dallas drivers. The current figures show 1 in 6 people on Dallas roadways don’t have car insurance and this number is even higher than it was last year.
The rain started falling in Colorado on Wednesday, September 11th. It rained, and rained, and continued to rain over the next several days. The rain on the 12th was particularly heavy when 4 to 6 inches of rain fell in less than a 12 hour period. In some places over 15 inches of rain fell during the multi-day storm. The creeks and streams rose and rivers overflowed their banks. According to the Colorado Division of Water Resources, water in many of the rivers and creeks had flows of over 1,000% than normal levels at the height of the flooding.
The Affordable Care Act was signed into law on March 23, 2010 with some of the provisions going into effect immediately. The minimum coverage provision or individual mandate goes into effect on January 1, 2014. That means it’s imperative for individuals and families to know what’s coming, how to prepare, and what its impact with be for them.
You are in your car, stopped at a red light patiently waiting for it to turn green so you can get to your destination. A car zooms up behind you and rear ends you. Maybe the driver wasn’t paying attention, was texting, or some other equally frustrating reason the driver didn’t stop. You know your car sustained significant damage just from the force of the impact.
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