Thursday evening the rain and the temperatures fell as an arctic cold front came through Dallas, Fort Worth, and all of north Texas. Wet roads, power lines, trees, and shrubs began to accumulate ice. The ice built up, weighing down tree limbs and power lines causing them to sag. Limbs snapped from the weight of accumulated ice in the early hours of the morning sounding like rifle shots and landing with thumps in yards, on cars, and on rooftops.
Before credit reports and scores existed, financial institutions had to guess whether someone was a good applicant (or risk) for taking out a loan. Credit reports and scores were “invented” to take the guess work out of it. The national average credit score is approximately 672 – – but how are credit scores calculated?
Every 43 seconds a vehicle is stolen in the US. That works out to about 3,000 vehicles a day or almost a million every year. Many of the cars stolen are older car models made in 1990’s through early 2000’s. That’s changing as crooks become smarter and use technology enabling them to defeat electronic locks and anti-theft measures. Some of the technologies even allow them to start your car without a key by using an electronic device that interacts with your car’s computer and start it tapping a screen.
It’s hard to believe Thanksgiving is already here. The year has flown by and I’ve enjoyed every minute of it. Whether you’re trying to get somewhere to be with people, preparing for an influx of relatives, or spending a relaxing and quiet day on the couch watching football, I hope the past 12 months have been extraordinary for you too!
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