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10 Car Insurance Discounts That Add Up

No one wants to pay more for their car insurance than needed. This is why many people volunteer their cars have such features as anti-lock brakes, a security system, air bags, etc. With that in mind, here are 10 discounts to be aware of that may add up to some nice savings on your car insurance!

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Rental Property Insurance for Multiple Properties

I work with a number of clients who own rental property; some are just starting out with their first property while others have been at it for years and own multiple units. Most people who are starting with their first rental property tend to insure them with the same company that insures their primary home and cars. Those that own multiples may continue to insure theirs in the same way, but is this the best way?

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Umbrella Insurance Pricing Factors

I met with a client earlier this week for coffee at a Starbucks in Frisco. One of the topics she wanted to discuss was her and her husband’s umbrella insurance policy. Her two questions were did they have enough coverage and what factors influenced the policy’s rate. I thought they were excellent questions and should be addressed as separate posts in our blog.

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BFF Wrecks Your Car. Who’s Car Insurance Pays?

You and three of your best friends are headed to the Texas Hill country for a weekend to get away and catch up with each other. You’ve been looking forward to it for weeks! It’s been a very long week with late nights to wrap up a project before heading out of town and you’re tired. You ask one of your friends to drive your car while you rest. They accidentally clip another car while passing. No one got hurt, but it’s your friend’s fault and your car.

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Rental Property Insurance Coverage

Last week we introduced the three types of rental property insurance policies; fire, Dwelling Policy Form 1, and Dwelling Policy Form 3 (see http://50.87.248.161/~wiseinsu/3-types-rental-property-insurance-policies/). I’d like to build on that in this week’s post with a look at the coverage that should be on a Form 3 Dwelling Policy in order to provide the best coverage for the property owner.

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Cyber Liability Insurance & Three Big Trends

I attended a class on cyber liability insurance earlier this week. It was hosted by one of my commercial insurance companies in their Richardson office. It covered a brief history of this insurance, outlined what’s covered, requirements, potential liability issues and impact, as well as data breach trends.

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