Blog

Commercial Insurance and Excess Liability Coverage

I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.

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Texas Car Insurance and Deductibles

How many deductibles does your Texas car insurance policy have? That depends on the coverage you selected when you purchased your policy. There are up to three deductible types available on most Texas policies including comprehensive, collision, and uninsured motorist. Before outlining each one, let’s first examine what a deductible is.

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Home Insurance and Lawsuit Restrictions

Larry Taylor, a Texas State Senator from Friendswood, introduced a bill to restrict homeowners’ ability to sue insurance companies over unpaid claims. The Senate passed his bill last Wednesday in a 21 to 10 vote, and it’s headed to the House to be voted on. If approved it, the bill will go to Governor Abbott to sign or veto it.

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Flood Insurance Surcharges

I’ve started receiving letters from the National Flood Insurance Program, or NFIP, for my residential clients with flood insurance policies on their homes. These letters are being sent to all flood insurance policy holders prior to their renewal as a result of the Homeowner Flood Insurance Affordability Act, or HFIAA, of 2014. The letter notifies flood insurance policyholders of a surcharge which will be added to their upcoming renewal.

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