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Wise Insurance Group
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Car Insurance Claims and Who’s Fault Is It?

I had lunch with a client of mine on Wednesday in Richardson to discuss commercial insurance for a new venture he’s starting. When we were done, I left the restaurant and headed to my next appointment in Dallas. I got onto the frontage road of North Central Expressway headed toward Campbell Road but had to navigate around a head-on collision in the U-turn lane underneath Central. Somehow one of the cars was headed the wrong way on a one way U-turn under the freeway when it met a car attempting to get onto the southbound frontage road.

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Home Insurance for a Town House

There’s an old saying, “If it walks like a duck and quacks like a duck, then it’s a duck.” That isn’t always the case when it comes to a town house. From an insurance standpoint, sometimes a town house is a house and other times it’s a condo. It really depends on the homeowners association and their insurance policy.

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Speeding Tickets, Defensive Driving & Car Insurance

I was talking with a client about their upcoming renewal earlier this week, specifically his family’s car insurance. He let me know he’d received a speeding ticket in Dallas going to work last month and wanted to know what the impact would be on his car insurance which is set to renew next month. Will it go up, and if so how much?

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Home Insurance and Multiple Layer Roofs

A colleague called me a couple of weeks ago. She’d been asked to provide a home insurance quote for a prospective client whose policy was being cancelled. The reason it was being cancelled is the insurance company discovered the home has a roof with three layers of shingles when it conducted the home inspection

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Back to School Driving Reminders

Last weekend was the back to school tax free holiday. School supplies are out in force at Wal-Mart, Target, and office supply stores across the Dallas / Fort Worth area. Schools start over the next two weeks and the familiar flashing lights marking school zones will begin to warn motorist they’re entering a school zone. Traffic will also include school buses for each of the independent school districts so let’s revisit Texas laws concerning both school zones and driving around buses.

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