Hail season in north Texas typically runs from April through June each year. You wouldn’t know that considering the two hail storms that struck our area in March. The combined estimated losses are around $1.1 billion dollars in damages to homes, cars, and business property. It makes you wonder what the rest of the season may look like!
Two weeks ago, I was driving Sheri to work and we were involved in a car accident. The rain was coming down softly and we were talking about our plans for the day and that evening. I turned off our street, onto a larger street in east Dallas. I passed by the neighborhood 7-11 and the day care center while in the middle lane. A Cadillac Escalade was to my left waiting for oncoming traffic to turn onto a side street.
… no Texas home insurance policy covers everything a homeowner can experience. Nor does everyone need the same coverage across the board. This is why all home insurance policies come with options. These options enable a person to tailor the level of coverage to their specific needs and risk tolerance. Some people wouldn’t dream of having a policy without identity theft and credit card fraud coverage while others think such coverage are a waste of money. In this week’s post, I’ll outline more options you can include on your Texas home insurance policy.
Spring is here and that means we’re in wedding season. Sheri and I will be attending the wedding of two of our friends in the Dallas area, and I will be presiding! I may even wear a kilt along with the groom, but that’s not been worked out yet. If I do, I’ll post pictures! With that in mind, let’s take a look at wedding insurance and what it does and doesn’t cover.
Texas home insurance policies don’t cover everything a homeowner can experience. Neither does everyone need the same coverage across the board which is why all home insurance policies come with options. Policy options allow a person to tailor the level of coverage to their specific needs and tolerance for risk. Some people wouldn’t dream of having a policy without sewage and drain backup coverage while others think such coverage would be a waste of money. Over the next two weeks, I’ll delve into a variety of home insurance options to help you determine what you can or can’t live without.
I was gathering information a few days ago from a prospective client on a new home she and her husband are buying. Once we’d reviewed everything for me to quote their home and car insurance, I asked her a question that allows me to advise them on their property and liability coverage. The question was, “Without providing me a specific number, is your family’s combined annual household income north or south of $125,000?”
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