Last week’s home post outlined some of the questions I’ve been asked about flood insurance and the answers I’ve given (see https://wiseinsurancegroup.com/questions-answers-flood-insurance/). This week, I want to answer one more question, and that is, “Who needs flood insurance?” I don’t believe everyone needs it, however, there are some who do whose home may not even be in a flood zone.
The flooding that ravaged parts of Houston in April damaged 1,731 homes. Floods, such as Houston’s flood, affect much more than just homes, They impact businesses as well as cars and trucks. With that in mind, I thought we’d take a look at the impact flooding has on cars and answer the question, do you know what kind of car insurance coverage protects against a flooded vehicle.
When a massive amount of rain falls in a short period of time, flooding is inevitable. After seeing these two events, I felt it important to revisit flood insurance by answers some of the questions I’m asked by homeowners. Over the next two weeks, I’ll also answer the question of who needs flood insurance and talk about cleaning up after a flood.
What substances can contribute to a DUI in Texas and what is the impact on your car insurance? I wanted to raise these questions in light of an article written by AP journalist Michael Balsamo which appeared in the Dallas Morning News the other day. The article was about a young woman who was killed while riding in a friend’s car when they were struck by a driver who’d inhaled aerosol dust cleaner in order to get high.
You open the front door to your home only to step into water. There’s a leak. Who repairs the damage caused by the leak? Or you’re in an accident and need a body shop to repair your car. Who do you take your car to for the repair work? I get these questions from clients before or after the insurance claim is filed whether it’s a home or car claim.
Since the FAA announced regulations for drones in early 2015, the predictions of how unmanned aerial vehicles (UAV) will be used has exploded. Sales for drones have also exploded as have the number of registered drone operators. As with any new technology, insurance companies began responding to how to cover them, how to exclude coverage for them, and what policies are required to get it right. Let’s take a look at what’s evolving with commercial drone insurance.
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