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Wise Insurance Group
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Barndominium Insurance

A client sent me an email asking me to quote a builder’s risk policy for a barndominium she and her husband are planning to build. I haven’t watched HGTV’s Fixer Upper series, so I called her to find out what a barndominium is, as well as to ask her the questions I needed answered to quote a builder’s risk policy for them. After finding several builder’s risk policy options for them, I began researching what companies will write a barndominium insurance policy once the construction is complete.

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Insurance and Politics

Insurance and politics may sound like strange bedfellows but they aren’t. They share the same bed more often than most people realize and the impact can be profound for individuals and business whether it plays out on the national or state level. Such is the case since Presidential Candidate Donald Trump became President-Elect. Let’s look at two instances which will unfold after January 20, 2017.

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Home Insurance and Tiny Homes

Sheri and I recently watched a documentary on tiny homes. We enjoyed it and talked about could we live in one, what would it look like, and whether Sheri could build it (she likes power tools). I began thinking about home insurance for tiny homes; which carriers will write a policy for that, what issues may need to be considered, and what underwriters will want to know.

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Thanksgiving Gratitude

Before we launch the frenzy of the Christmas shopping season and kick off the march to Christmas, I’d like to take a deep breath and share with you what I’m grateful for both personally and professionally.

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Car Insurance and Pizza Delivery

What was your first job? Aside from babysitting neighborhood kids for $1.00 an hour, mine was helping my uncle Jere sell women’s shoes at his store on the west side of Birmingham when I was 15. I didn’t have to worry its impact on my parent’s car insurance rate because I wasn’t a licensed driver and I rode the bus across town to Jere’s store.

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Earthquake Disaster Scenarios for north Texas

518! That’s the number of earthquakes measuring 3.0 or higher in magnitude which have occurred in Oklahoma since the start of this year. A 5.0 magnitude quake struck near Cushing last week and a 5.8 magnitude tremor struck in September. Luckily it’s been almost a year since one occurred in North Texas. What’s interesting to think about is what would happen across North Texas if a quake with a magnitude of 5.8 struck here!

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