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Couples & life insurance (who should have a life policy?)

?Shopping for life insurance can be prompted by life events. A marriage, your first home, the first pregnancy or the arrival of a new baby are examples of such motivational life events. Regardless of which life event it is that motivates the search, I thought it was appropriate to visit this question, “Which member of a couple should have a life policy?”

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Halloween safety tips for kids, parents & party goers!

Halloween is here! Finally! This was one of my kids’ favorite celebrations of the year after Christmas & their birthday when they were younger. They got to dress up and people gave them candy. What’s not to like?! The moment to trick or treat would arrive and they’d want to go dashing out the door to conquer the neighborhood.

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Disaster preparation lessons from Hurricane Sandy

As Hurricane Sandy bears down on the east coast, I’m reminded how important it is to be prepared for a natural disaster. It doesn’t have to be a hurricane that forces an evacuation. The disaster could be a flood (remember what happened in the Midwest last year), wildfires (Texas last year), hurricanes (Katrina, Ike, & Sandy), tornadoes (Joplin, Missouri & Tuscaloosa, Alabama) or an earthquake.

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Shopping for life insurance? Answer 3 questions first!

Buying a life insurance policy is different than purchasing any other type of insurance policy. Home insurance is pretty straightforward. What amount of coverage does it take to replace the home if it experiences a total loss? Car insurance is not much different. What kind of car, truck or SUV do you drive and what kind of protection do you need to protect you financially if you’re at fault?

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Home inspections – what are they looking for?

If you’re about to buy a home or change insurance companies, did you know the insurance company will perform an inspection of your home? Inspections are performed on homes, rental properties, town homes and in some cases condos. There are three types of home inspections for Texans …

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