Blog

New car replacement, is that an option?!

Last week’s blog, “Gap coverage, an important option to have,” examined an optional coverage that can be added to most car insurance policies. Here’s a link just in case you missed it, http://50.87.248.161/~wiseinsu/gap-coverage-a-valuable-option-to-have/. A new car loses 11% of its value the minute you drive it off the lot and 15% to 25% each year thereafter for the first 5 years. GAP coverage can be a financial life saver. While that’s helpful for your loan and your wallet, it doesn’t really get you a new car.

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Jewelry, Artwork & Collectibles; Does your home policy cover these?

?Early in my career I met with a client to review the changes we’d made to her homeowner’s policy. She’d completed a remodeling project so we updated the amount of coverage on her home. She gave me a tour of her home and then we sat down at the dining room table to review the policy changes. There were 4 beautiful paintings hanging on the walls and I asked her if they were originals. With pride, she beamed they were. The value of the paintings was about $32,000.00. We had discussed everything else except the artwork.

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GAP coverage a valuable option to have

?Buying a new car can be an exciting experience. You do the research, take test drives, and handpick every option to make it truly YOUR car. You’ve even made it through the finance office. Now it’s time to drive it off the lot. It’s yours! You post pictures on Facebook, tweet pictures of your new ride and even offer to drive coworkers to lunch so they can smell the “new car” smell! You are loving it!

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14 Steps to reduce your odds of being burglarized

Two weeks ago, we looked at the importance of having a home inventory. Having one helps any insured renter or homeowner be fully and accurately reimbursed for their contents if they’ve been burglarized or experience a loss from a fire or natural disaster. We followed up that post with what to do if you’ve been broken into. Avoiding being broken into is better yet.

Here are 14 steps you can take to reduce your odds of being burglarized by making it harder for a burglar, as published by the Dallas Police Department.

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Connie Freeman & Barnabas Journey: Helping people live life honestly & develop new tools

Do you feel like your life is going nowhere? You feel like an empty shell and each day is a repeat of the last? Or maybe your life is running 100 miles an hour but it seems like it’s headed in the wrong direction and you’re unable to put on the brakes or change direction?

Maybe the prince charming or fairy princess you thought you’d married 10 or 20 years ago really did turn out to be the frog and you feel trapped in a dull, emotionless marriage without a flicker of passion? The relationship that once stirred your soul now barely stirs your morning coffee?

Could it be that you’re once again on the verge of incredible success but you’re sabotaging your own success because you don’t feel worthy? Or maybe life’s good and has been rocking along but it’s time for the 60,000 mile checkup?

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