Adding a teen to your car insurance policy
There’s one question that pops up every year: “When do I add (son or daughter’s name) to my car insurance?” It comes from a dad or mom with a teenager who’s about to turn 15.
There’s one question that pops up every year: “When do I add (son or daughter’s name) to my car insurance?” It comes from a dad or mom with a teenager who’s about to turn 15.
Every week we talk with people about home insurance. Two of the people I talked with last week included a young couple buying their first home in Fort Worth, the other was a long time homeowner in Frisco, Texas who was concerned they were paying too much for home insurance. The conversations about the homes were not that much different and focus on two broad areas…
?On Friday, January 25th, an earthquake measuring 4.8 on the Richter scale occurred in the east Texas town of Timpson. Timpson is about 172 miles south east of Dallas. The earthquake occurred at 1:01 a.m. and was felt in east Texas, southwest Arkansas and western Louisiana. No injuries or damage were reported.
?Before becoming an independent insurance agent, I was with a national carrier in their Las Colinas office. A group of us were visiting the claims office in Irving and I had the opportunity to discuss some of the more unusual claim issues with which they were dealing. The manager was working on an auto claim involving a Chevy Silverado pickup truck. It had been in a hail storm and the hail storm won. The issues giving the claims manager a headache
Over the weekend, a group of us from Dallas went camping. We spent Friday night at Eisenhower State Park in Denison before backpacking in a different area on Lake Texoma. After the tents were set up and everything was organized, we all sat around the fire talking. I took the opportunity to do an informal survey of our friends. I asked each person how many computers they have. I added to that printers, software, tablets and readers. What I didn’t ask about but could have been added to the list was gaming systems (Nintendo, Xbox, etc.), data storage, or hard drives.
?I’m currently working with three different Dallas area clients on life insurance policies. They’ve answered the 3 questions that need to be answered before shopping for life insurance (http://bit.ly/XDHoGu) and we’re in various stages of the application process; completing applications, reviewing options, submitting applications, and waiting for underwriting.
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