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Conversations with a First Time Home Buyer, Part 2

Last week, I introduced Ben and Amy (not their real names) who are first time home buyers in the McKinney / Allen area of north Texas. Because they are buying their first home, this also means they are first time buyers of home insurance, something Ben admitted to me, he knows nothing about.

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Which is Better, Credit Life or Term Life Insurance?

One of my clients in the Frisco / McKinney area emailed me last week. Beth (not her real name) asked me if I write credit life policies because she was looking into it. I replied to her email letting her know I don’t sell credit life and then asked her what she was trying to accomplish. Beth is a single mom with three kids and her goal is to pay off her home and leave it to her children in the event of her death.

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What Big Tex Teaches us About Insurance

I love the State Fair of Texas. There’s nothing like walking through the stock pavilion, watching the sheep dogs work the sheep, and the pig races. I enjoy wandering around the new car pavilion as I think about what I’d pick for a new vehicle. Then there are the rides and the cry of barkers tempting people to try their hand at some game to win the giant stuffed animal or some other prize. There’s plenty of food to savor as well; funnel cake, Fletcher’s corny dogs and some new fried delectable. And then there’s the icon of the fair, Big Tex.

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Conversations with a First Time Home Buyer, Part 1

I’ve been talking with a young couple this week. We’ll call them Ben and Amy (not their real names). They were referred to me by two of their friends. Ben and Amy are buying their first home in the McKinney / Allen area of Texas and they are excited and a little nervous with all the things that have to be done in order to close. Not only are they first time home buyers, but they are also first time buyers of home insurance.

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Are On-Line Life Insurance Quotes Legitimate?

I was talking with Jason Hull a couple of weeks ago after the April meeting of the D/FW FinCon Chapter. Our local band of merry bloggers, which is led by Philip Taylor (www.ptmoney.com), and founder of FinCon, meets once a month to discuss blogging issues related to personal finance. Jason’s a friend and fee only financial planner in Crowley, Texas (www.hullfinancialplanning.com/) and we were discussing blogging topics. He suggested a topic to me that was framed in a question, “Can you get a legitimate on-line life insurance quote?” He was smiling and even I knew that meant he was asking me a question he already had the answer to.

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Dog Safety in the Car

I love spring in Texas. It’s a great time of year for a dog to ride around in the car. There’s nothing like having the windows down, sniffing all the different scents, looking at everything and the ears flapping in the wind. Dog bliss! But is this the safest way for your pet to travel?

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