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Wise Insurance Group
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When Should you Drop Full Coverage Car Insurance?

I’m asked this question on a regular basis. It usually comes up when someone’s paid off a car, their insurance is renewing and they’d like to lower their premium, they’re buying a cash car or they just have an older car. It’s an excellent question and the answer depends on two factors. Once those two factors are addressed, then it’s truly up to the client to determine what’s best for them and their financial situation, as well as what their risk they’re willing to tolerate.

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Hurricane Preparation in 3 Steps

Hurricane season runs from June 1 through the end of November. Hurricane forecasters at the National Oceanic and Atmospheric Administration are predicting a busy hurricane season. If you’re not prepared, now’s a great time to prepare instead of waiting until a storm is bearing down on your section of the Texas Gulf Coast, or where ever you happen to live.

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4 Term Life Options Worth Exploring

All insurance policies have options: home insurance, car insurance, umbrella policies, health, and commercial policies. Every one of them has options. Even life insurance has options available to anyone who’s interested. Most people are surprised to learn this, but I believe it’s important to cover each one when I discuss life insurance. There are 4 primary life options including …

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3 Things Car Thieves are Stealing

Car thieves don’t always steal the whole car, sometimes it’s only a part. My son drove a Ford Probe when he was attending Lake Highlands High School. One night, the car was parked on the street in front of our house and it was broken into. I did not discover it until the next morning when I saw wires poking out from the dash where the stereo had been. It was a cheap stereo to begin with but I was angry someone had taken it and had to confront feeling violated.

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4 Suggestions for Texas’ new Insurance Commissioner

Outgoing Texas Insurance Commissioner, Eleanor Kitzman, vacated her office on Monday, May 27th when Texas State Senators blocked her from another two year term. Governor Rick Perry quickly appointed Kitzman’s replacement, Julia Rathgeber who until May 27th had been Lt. Governor David Dewhurst deputy chief of staff. Prior to serving as Dewhurst’s deputy chief of staff, Rathgeber served as a Director of Research for the Texas General Land Office and also as former division head for the Texas Natural Resource Conservation Commission.

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