General liability insurance is the foundational insurance policy for businesses and nonprofit organizations.  It can be purchased on its own or combined with business property coverage to protect assets such as computers, furniture and more.

Business liability insurance is designed to protect an organization from a wide variety of liability issues than may result in a lawsuit.  The insurer is obligated to pay the legal cost arising from a covered claim or lawsuit such as,

  • Bodily injury
  • Property damage
  • Advertising injury
  • Personal injury

The two most common forms of business liability insurance are,

  • Premises liability
  • Product liability

General liability can also be packaged with other forms of liability coverage that extend the protection beyond what a business liability policy covers such as,

  • Product liability
  • Directors and officers insurance
  • Professional liability or errors and omissions coverage
  • Employer practices liability insurance or ELPI
  • Liquor liability
  • Pollution insurance

Wise Insurance Groups works with small and medium sized companies and non-profits to find the right kind of protection to fit their needs and their budget.  Call or email us if you’d like us to assist you with your commercial insurance needs.

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