All insurance policies have options: home insurance, car insurance, umbrella policies, health, and commercial policies. Every one of them has options. Even life insurance has options available to anyone who’s interested. Most people are surprised to learn this, but I believe it’s important to cover each one when I discuss life insurance. There are 4 primary life options including …
Everyone smiles when I ask about traffic tickets or accidents. Some have even asked what they have to do with life insurance. Almost every insurance company that processes a life application will run MVR (motor vehicle report) and CLUE reports. The MVR show violations such as tickets and the CLUE report shows accidents.
?Say the words “life insurance” and most people will scatter faster than you can say multi-level marketing! Why is that? They’ve either been sold or over promised or made to feel guilty or scared by people that should be there to help them. The goal in our blog is to demystify, explain and empower each person so they can make informed decisions that are in their best interest.
If you pack a room with financial planners and life insurance agents and then ask this question, you’ll have some great entertainment. It will be on a par with a professional wrestling match or an MMA cage fight. Not to be one for the faint of heart, I thought this would make for an interesting topic.
?Shopping for life insurance can be prompted by life events. A marriage, your first home, the first pregnancy or the arrival of a new baby are examples of such motivational life events. Regardless of which life event it is that motivates the search, I thought it was appropriate to visit this question, “Which member of a couple should have a life policy?”
A Plano, Texas school teacher died last year. Robert “Boots” Williams lost his battle with lung cancer thinking he’d done everything required of him to take care of his wife and disabled son. He reported to school to teach in late August but barely made it through the first day. Since he wasn’t feeling well, he used his sick time while going through treatment.
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