Tag: Texas insurance law

When is a New Car Covered by Your Insurance Policy?

Sheri and I were returning to Dallas after visiting family in Birmingham for Thanksgiving. A friend and client called me on my cell phone. Since it was Saturday, that usually means a couple of things such as they need help with a claim or a copy of their ID card because they’re getting their car inspected. In this case, it was neither, she was in the process of buying a new car, and before driving off the lot with her new car, the finance manager wanted to confirm she has a current and active car insurance policy.

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BFF Wrecks Your Car. Who’s Car Insurance Pays?

You and three of your best friends are headed to the Texas Hill country for a weekend to get away and catch up with each other. You’ve been looking forward to it for weeks! It’s been a very long week with late nights to wrap up a project before heading out of town and you’re tired. You ask one of your friends to drive your car while you rest. They accidentally clip another car while passing. No one got hurt, but it’s your friend’s fault and your car.

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Condo Insurance and Mortgage Underwriters

This past week I helped a new client with condo insurance for his new home. The condo is in a high rise condominium tower located in the Turtle Creek area of Dallas. It’s beautiful and the view is amazing. He’s very excited and has been wonderful to work with. There was one little issue we had to work through involving the amount of insurance for his new home and what the mortgage underwriters would approve. It was an interesting conundrum.

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