I’ve been thinking a lot about ice cream lately, specifically Blue Bell ice cream. They’ve been in the news a lot since listeria bacteria was discovered in some of their ice cream products. Officials believe that Blue Bell ice cream contaminated with listeria is responsible for the deaths of 3 people in Kansas in the past year.
I received an email from one of my commercial insurance companies on Tuesday. It informed all their independent agents of an immediate moratorium on writing new policies in Baltimore, Maryland after Monday night’s rioting.
Anthem, the second largest health insurance company in the US, announced last week it had been the victim of a massive data breach. The good news appears to be no medical records or credit card data was compromised. The bad news was the names, birth dates, and Social Security numbers of up to 80 million people were compromised which could lead to an even bigger problem than had they simply taken credit card data.
Dallas and the North Central Texas Council of Governments, like many municipalities, are working through the task of creating a consistent car for hire policy. The goal is to create a seamless regional approach for cabs, limos, and app based companies like Uber and Lyft. If successful, we can avoid a patchwork approach of different rules and regulations for Dallas, Fort Worth, Plano, Grapevine, Richardson, Keller, etc.
Last fall, Dallas was set to open a horse park near the Great Trinity Forest in southeast Dallas. The opening was delayed partly due to
On November 14 of last year, I wrote a blog post on why small businesses should care about net neutrality (see http://50.87.248.161/~wiseinsu/why-small-businesses-should-care-about-net-neutrality/). I wanted to revisit it because of a Wall Street Journal article posted on Monday, January 5th which stated Republicans in Congress are working on plans to fight the FCC’s rules on net neutrality. The FCC had to revisit the work they were doing on net neutrality after President Obama made a speech calling for a free and open internet available to all.
I’ve been working with two general contractors this week. One is a custom home builder and remodeler in Dallas, and the other is a roofing company in Frisco. Both are getting general liability policies with a blanket coverage option for additional insured’s, and both wanted to understand what an additional insured is and why it matters to them.
Hurricane Dolly struck South Padre Island on July 23, 2008 with winds near 100 miles per hour, a four foot storm surge, and 12 to 15 inches of rain. Damage to structures on the Island and in Port Isabel, across the bridge on the Texas mainland, was pretty moderate and consisted of mostly damage to roofs. Power was knocked out to most residents and businesses for one to two weeks. Anything perishable, whether in a business or home spoiled.
Over the past several weeks, I’ve had discussions and quote requests from 4 small business owners in the Dallas / Fort Worth area. Each of them is living the dream having started and building a successful small business through all of the hard work and long hours it takes to build a successful company. Each of the businesses are in different industries, but what was remarkable is their similarity as it related to their commercial insurance. Their commercial insurance coverage didn’t adequately protect them.
Unless you’ve totally unplugged from all news media and the internet over the past week, you’ve heard of the Heartbleed bug. The Heartbleed bug (it’s not a virus) is a vulnerability in the OpenSSL library, the software that makes your website and other sites secure when a person is reviewing banking records, making a purchase from your company, or updating their information or method of payment in their on-line account.
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